2026 Salary — Texas
Updated April 29, 2026
Financial Planner Salary in Texas: $98K Median
Financial Planners in Texas earn between $64K and $162K per year.
That's +2% above the US national median.
Quick Answer
As of April 2026, the median Financial Planner salary in Texas is $97,920 per year — +2% above the US national median of $96,000. Salaries range from $63,648 (entry, 25th percentile) to $161,568 (90th percentile). Texas's cost-of-living index is 93. Texas has no state income tax.
Median
$97,920
+410.0% YoY
Entry
$76,378
Experienced
$129,254
Top 10%
$161,568
About Financial Planners in Texas
Financial planners help individuals and families plan for retirement, investments, taxes, and estate goals. CFP-track planners deliver holistic, fiduciary-grade advice.
Hot 2026 Skills
CFP designationtax planningestate planningfee-only RIA modelfinancial planning software (eMoney, RightCapital)behavioral finance
ATS Keywords
CFPfinancial planningretirement planninginvestment managementwealth managementfiduciarytax planningestate planningSeries 65client relationships
Financial Planner Salary in Texas Metros
Click any city for full breakdown including take-home pay calculator.
| City | Median |
|---|---|
| Houston | $100,800 |
| Dallas | $100,800 |
| Austin | $110,400 |
| San Antonio | $89,280 |
| Fort Worth | $97,920 |
| El Paso | $81,600 |
| Arlington | $96,000 |
How to Negotiate Your Financial Planner Salary in Texas
Walk-away anchor: $87,429.
Leverage Points
- Bonus targets and historical payout percentages (ask for last 3 years actual)
- Profit-share, carry, or AUM-linked compensation for senior roles
- CFA, CPA, or Series licenses materially shift base compensation
- Buyout of unvested deferred comp from your current employer
Negotiate Beyond Base
Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan
Financial Planner Salary FAQ — Texas
What is the average Financial Planner salary in Texas?
The average Financial Planner salary in Texas is $97,920 per year as of April 2026. Salaries range from $63,648 (entry, 25th percentile) up to $161,568 (90th percentile). Texas has no state income tax — increasing take-home meaningfully.
How does Financial Planner pay in Texas compare to the US average?
Financial Planners in Texas earn approximately 2% more than the US national median ($96,000 nationally vs $97,920 in Texas). Texas's cost-of-living index of 93 amplifies the real purchasing power.
Did Financial Planner salaries in Texas increase in 2026?
Yes — Financial Planner salaries in Texas grew approximately 410.0% year-over-year, from $19,200 in 2025 to $97,920 in 2026. This reflects the broader Finance sector's wage growth, driven by CFP designation and tax planning demand.
Which Texas cities pay Financial Planners the most?
Top-paying Texas metros for Financial Planners: Houston ($101K), Dallas ($101K), Austin ($110K). Click any city for full breakdown including take-home pay.
What's the job outlook for Financial Planners in Texas?
Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs. Texas's top industries include Energy/Oil & Gas, Tech, Healthcare, and the state's unemployment rate is 4.1% — steady demand for skilled workers.
Does Texas have state income tax?
No, Texas has no state income tax. This significantly boosts take-home pay vs comparable salaries in tax states like California or New York. At $97,920, you keep all of it (after federal + FICA).
What skills are most in demand for Financial Planners in 2026?
Hottest 2026 skills: CFP designation, tax planning, estate planning, fee-only RIA model, financial planning software (eMoney, RightCapital), behavioral finance. ATS systems specifically scan for these. Adding them to your resume — naturally and in context — improves your match rate with Texas employers.
How can I increase my Financial Planner salary in Texas?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Beyond base, negotiate: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off. Walk-away anchor for Texas: $87,429.
Methodology
Texas Financial Planner salary is the BLS national median ($96,000) adjusted by Texas's state multiplier (1.02×). YoY rate from BLS Employment Cost Index. Last reviewed April 29, 2026.
Financial Planner Salary in Other States
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