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2026 Salary Data — Austin, TX
Updated April 28, 2026

Financial Planner Salary in Austin: $110K Median

Financial Planners in Austin, TX earn between $72K and $182K per year.

That's +15% above the US national median of $96,000 for this role.

Quick Answer

As of April 2026, the median Financial Planner salary in Austin, TX is $110,400 per year — +15% above the US national median of $96,000. Salaries range from $71,760 (entry, 25th percentile) to $182,160 (90th percentile). Financial Planners in Austin earned approximately $21,647 in 2025, representing 410.0% year-over-year growth.

Median
$110,400
+410.0% YoY · $9,200/mo
Entry
$86,112
0–2 years
Experienced
$145,728
5+ years
Top 10%
$182,160
Senior/lead
Financial Planner Salary — Austin vs Nearby
Austin
$110K
Houston
$101K
+10% vs Austin
San Antonio
$89K
+24% vs Austin
Dallas
$101K
+10% vs Austin

Free ATS scan · Austin employers · Results in 60 seconds

About Financial Planners in Austin

Financial planners help individuals and families plan for retirement, investments, taxes, and estate goals. CFP-track planners deliver holistic, fiduciary-grade advice.

Core Responsibilities

  • Build comprehensive financial plans
  • Advise on retirement and investment strategy
  • Manage client portfolios and rebalancing
  • Coordinate tax and estate planning
  • Build long-term client relationships

Education & Certifications

Typical path: Bachelor's degree + CFP certification

In-demand certifications

Certified Financial Planner (CFP)ChFCCFASeries 7/65/66CPA/PFS

Austin Job Market

Texas tech capital with major Tesla, Apple, Oracle, and startup presence.

Population
974K
Cost of Living
119
vs 100 US avg
Unemployment
3.7%
Median Home
$510K

Top Industries in Austin

TechGovernmentEducationHealthcareMusic/Entertainment

Top Employers Hiring Financial Planners

Major employers active in Austin or hiring remotely from this metro.

Fidelity
Vanguard
Charles Schwab
Edward Jones
Merrill Lynch
Morgan Stanley
RIAs (independent)
Northwestern Mutual

All major employers use ATS software.

Workday, Greenhouse, Taleo, and iCIMS auto-screen 75% of resumes before a human ever sees them. Scan your resume free to see your match rate.

2026 Hot Skills & Resume Keywords

Skills that command salary premiums and pass ATS keyword filters.

Hottest 2026 Skills

These appear in the highest-paying Financial Planner listings.

CFP designationtax planningestate planningfee-only RIA modelfinancial planning software (eMoney, RightCapital)behavioral finance

ATS Resume Keywords

Include these naturally throughout your resume.

CFPfinancial planningretirement planninginvestment managementwealth managementfiduciarytax planningestate planningSeries 65client relationships
Career Outlook
+13% Growth Projected (2024-2034)

Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs.

Financial Planner Salary Breakdown — Austin

PeriodEntry (25th)Median (50th)Top (90th)
Annual$71,760$110,400$182,160
Monthly$5,980$9,200$15,180
Weekly$1,380$2,123$3,503
Hourly$35$53$88

Based on 2080 working hours/year. Local figures derived from BLS Occupational Employment and Wage Statistics national median ($96,000) adjusted for Austin's cost-of-living multiplier (1.15×, sourced from BEA Regional Price Parities).

Financial Planner Take-Home Pay in Austin

After federal, state and FICA taxes — single filer, standard deduction.

Net Annual Take-Home
$85,964.4
Per month$7,164
Biweekly paycheck$3,306
Effective tax rate22.1%

Tax Breakdown on $110,400

Gross salary$110,400
Federal income tax−$15,990
Texas state tax−$0
FICA (Social Security + Medicare)−$8,445.6
Take-home (net)$85,964.4

Estimates assume single filer, standard deduction ($14,600 for 2026), no 401(k)/HSA/dependents. Actual take-home varies with deductions, dependents, and benefits elections. Not tax advice.

Financial Planner Salary by Experience — Austin

Career-stage progression for Financial Planners in Austin.

ExperienceAnnual Salary
0–1 yr$79,223
2–3 yr$86,112
4–6 yr$115,920
7–10 yr$145,728
11–15 yr$171,959
15+ yr$163,944

Curve derived from BLS percentile data adjusted for Austin's 1.15× cost-of-living multiplier. Highlighted row = 7–10 year experienced level.

Year-Over-Year Trend

+410.0% vs 2025

2025 median:$21,647
2026 median:$110,400
Change:+$88,753

Finance sector growth driven by demand for CFP designation and tax planning.

Is This A Good Salary?

Solid above median

Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income.

COL-Adjusted Purchasing Power
$92,773
Tight on the median. Housing eats a disproportionate share of take-home pay and savings rates suffer without a partner income or higher-percentile salary.

How to Negotiate Your Financial Planner Salary in Austin

Walk-away anchor: $98,571 (offers below this are below market for Austin).

Leverage Points

  • Bonus targets and historical payout percentages (ask for last 3 years actual)
  • Profit-share, carry, or AUM-linked compensation for senior roles
  • CFA, CPA, or Series licenses materially shift base compensation
  • Buyout of unvested deferred comp from your current employer

Beyond Base Salary, Negotiate

Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan

What To Say

"I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor?"

Anchor on $146K–$182K for experienced roles, citing Austin market data and your specific CFP designation/tax planning expertise.

Financial Planner Salary FAQ — Austin

What is the average Financial Planner salary in Austin, TX?
The average Financial Planner salary in Austin is $110,400 per year as of April 2026 — $9,200/month, $2,123/week, or about $53/hour. Salaries range from $71,760 (entry, 25th percentile) up to $182,160 (experienced, 90th percentile). Source: BLS Occupational Employment and Wage Statistics adjusted for Austin's cost-of-living multiplier (1.15×).
Is $110,400 a good Financial Planner salary in Austin?
Solid above median. Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income. Austin's cost-of-living index is 119 (vs 100 nationally), giving $110,400 a real purchasing power of approximately $92,773 in national terms. Tight on the median. Housing eats a disproportionate share of take-home pay and savings rates suffer without a partner income or higher-percentile salary.
Can you live on $110,400 in Austin?
Dual-income households are functionally required to raise a family at this cost level. Single earners on the median typically rent rather than buy and delay starting a family. Many residents spend 35-40% of pre-tax income on rent here, but the textbook target is still 30%. Going above 35% will materially crimp retirement and emergency savings. For Austin specifically (median home price $510,000), a $110,400 salary supports a comfortable lifestyle.
Is $110,400 enough for a single person in Austin?
A single adult in Austin typically needs ~$53,550 for a comfortable lifestyle (housing, food, transport, healthcare, modest savings). A $110,400 salary is well above that threshold — a single person can live comfortably with significant savings room.
Is $110,400 enough for a couple in Austin?
A couple (one earner) in Austin typically needs ~$85,680 for a comfortable lifestyle. A $110,400 salary as the sole household income is sufficient — enabling moderate housing, savings, and discretionary spending. Two earners at $110,400 each ($220,800 household) provides solid middle-class comfort.
Is $110,400 enough for a family of 4 in Austin?
A family of 4 (one earner) in Austin typically needs ~$130,900 for a comfortable middle-class lifestyle (housing for 4, childcare/school, food, healthcare, transport, savings). A $110,400 salary as the sole household income is below the comfortable threshold — most families need a second income or to live in cheaper suburbs/exurbs of Austin. Childcare costs in Austin typically run $18K-$33K per child per year.
What is the take-home pay for a Financial Planner in Austin?
On a $110,400 Financial Planner salary in Austin, TX, you take home approximately $85,964.4 per year ($7,164/month, $3,306 per biweekly paycheck) after taxes. Breakdown: federal $15,990, state $0, FICA $8,445.6. Effective tax rate: 22.1%. (Single filer, standard deduction, no other adjustments.)
How much do Financial Planners in Austin earn compared to the US average?
Financial Planners in Austin earn approximately 15% more than the US national median for this role ($96,000 nationally vs $110,400 in Austin). However, Austin's cost-of-living index of 119 means real purchasing power is approximately $92,773 when adjusted for local prices.
What does an entry-level Financial Planner earn in Austin?
Entry-level Financial Planners in Austin typically start at around $86,112 (0–2 years experience). With 5+ years, Financial Planners earn $145,728 or more. Top earners (90th percentile) reach $182,160+, typically at senior or lead levels with specialized skills.
Did Financial Planner salaries in Austin increase in 2026?
Yes — Financial Planner salaries in Austin grew approximately 410.0% year-over-year, from $21,647 in 2025 to $110,400 in 2026 (+$88,753). This reflects the broader Finance sector's compensation trend, driven by CFP designation and tax planning demand.
What's the job outlook for Financial Planners in Austin?
Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs. Austin's top industries include Tech, Government, Education, and the metro's current unemployment rate is 3.7% — a tight labor market favoring candidates.
What skills are most in demand for Financial Planners in 2026?
The hottest 2026 skills for Financial Planners are: CFP designation, tax planning, estate planning, fee-only RIA model, financial planning software (eMoney, RightCapital), behavioral finance. ATS systems specifically scan for these keywords. Adding them to your resume — naturally and in context — significantly improves your match rate with employers in Austin.
Who are the top employers hiring Financial Planners in Austin?
Top employers hiring Financial Planners in or near Austin include: Fidelity, Vanguard, Charles Schwab, Edward Jones, Merrill Lynch, Morgan Stanley. Most use ATS software (Workday, Greenhouse, Taleo, iCIMS) to screen resumes — meaning your resume must be ATS-optimized to even get a human reader.
How do I negotiate a higher Financial Planner salary in Austin?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Key leverage points for Finance negotiations: Bonus targets and historical payout percentages (ask for last 3 years actual); Profit-share, carry, or AUM-linked compensation for senior roles; CFA, CPA, or Series licenses materially shift base compensation. Beyond base salary, negotiate for: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off.
How can I increase my Financial Planner salary in Austin?
Three highest-leverage moves: (1) Add 2026's hot skills (CFP designation, tax planning, estate planning) — they command 15-30% premiums. (2) Get a recognized certification (e.g., Certified Financial Planner (CFP) or ChFC). (3) Tailor your resume to each role's keywords — CVCraft's ATS scanner shows you exactly what's missing.
What education do I need to become a Financial Planner in Austin?
Bachelor's degree + CFP certification is the typical path. However, Austin's competitive market increasingly values demonstrable skills, portfolios, and certifications alongside (or in place of) traditional degrees — particularly for Finance roles.

Methodology & Sources

Financial Planner salary figures for Austin are computed by adjusting the BLS national median ($96,000) by Austin's cost-of-living multiplier of 1.15× — a composite of regional wage data and price parities. Year-over-year change (410.0%) reflects the Finance sector's 2025-2026 wage growth per BLS Employment Cost Index trends. Last reviewed April 28, 2026.

Data Sources

Related Roles in Austin

Financial Analyst →Accountant →Real Estate Agent →

Financial Planner Salary in Other Cities

Houston, TX$101KSan Antonio, TX$89KSan Diego, CA$113KDallas, TX$101KFort Worth, TX$98KDenver, CO$106KEl Paso, TX$82KPortland, OR$106K

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