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2026 Salary Data — Fort Worth, TX
Updated April 28, 2026

Financial Planner Salary in Fort Worth: $98K Median

Financial Planners in Fort Worth, TX earn between $64K and $162K per year.

That's +2% above the US national median of $96,000 for this role.

Quick Answer

As of April 2026, the median Financial Planner salary in Fort Worth, TX is $97,920 per year — +2% above the US national median of $96,000. Salaries range from $63,648 (entry, 25th percentile) to $161,568 (90th percentile). Financial Planners in Fort Worth earned approximately $19,200 in 2025, representing 410.0% year-over-year growth.

Median
$97,920
+410.0% YoY · $8,160/mo
Entry
$76,378
0–2 years
Experienced
$129,254
5+ years
Top 10%
$161,568
Senior/lead
Financial Planner Salary — Fort Worth vs Nearby
Fort Worth
$98K
Houston
$101K
-3% vs Fort Worth
San Antonio
$89K
+10% vs Fort Worth
Dallas
$101K
-3% vs Fort Worth

Free ATS scan · Fort Worth employers · Results in 60 seconds

About Financial Planners in Fort Worth

Financial planners help individuals and families plan for retirement, investments, taxes, and estate goals. CFP-track planners deliver holistic, fiduciary-grade advice.

Core Responsibilities

  • Build comprehensive financial plans
  • Advise on retirement and investment strategy
  • Manage client portfolios and rebalancing
  • Coordinate tax and estate planning
  • Build long-term client relationships

Education & Certifications

Typical path: Bachelor's degree + CFP certification

In-demand certifications

Certified Financial Planner (CFP)ChFCCFASeries 7/65/66CPA/PFS

Fort Worth Job Market

Aerospace and logistics hub adjacent to Dallas.

Population
909K
Cost of Living
99
vs 100 US avg
Unemployment
4%
Median Home
$340K

Top Industries in Fort Worth

AerospaceLogisticsEnergyHealthcareManufacturing

Top Employers Hiring Financial Planners

Major employers active in Fort Worth or hiring remotely from this metro.

Fidelity
Vanguard
Charles Schwab
Edward Jones
Merrill Lynch
Morgan Stanley
RIAs (independent)
Northwestern Mutual

All major employers use ATS software.

Workday, Greenhouse, Taleo, and iCIMS auto-screen 75% of resumes before a human ever sees them. Scan your resume free to see your match rate.

2026 Hot Skills & Resume Keywords

Skills that command salary premiums and pass ATS keyword filters.

Hottest 2026 Skills

These appear in the highest-paying Financial Planner listings.

CFP designationtax planningestate planningfee-only RIA modelfinancial planning software (eMoney, RightCapital)behavioral finance

ATS Resume Keywords

Include these naturally throughout your resume.

CFPfinancial planningretirement planninginvestment managementwealth managementfiduciarytax planningestate planningSeries 65client relationships
Career Outlook
+13% Growth Projected (2024-2034)

Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs.

Financial Planner Salary Breakdown — Fort Worth

PeriodEntry (25th)Median (50th)Top (90th)
Annual$63,648$97,920$161,568
Monthly$5,304$8,160$13,464
Weekly$1,224$1,883$3,107
Hourly$31$47$78

Based on 2080 working hours/year. Local figures derived from BLS Occupational Employment and Wage Statistics national median ($96,000) adjusted for Fort Worth's cost-of-living multiplier (1.02×, sourced from BEA Regional Price Parities).

Financial Planner Take-Home Pay in Fort Worth

After federal, state and FICA taxes — single filer, standard deduction.

Net Annual Take-Home
$77,184.72
Per month$6,432
Biweekly paycheck$2,969
Effective tax rate21.2%

Tax Breakdown on $97,920

Gross salary$97,920
Federal income tax−$13,244.4
Texas state tax−$0
FICA (Social Security + Medicare)−$7,490.88
Take-home (net)$77,184.72

Estimates assume single filer, standard deduction ($14,600 for 2026), no 401(k)/HSA/dependents. Actual take-home varies with deductions, dependents, and benefits elections. Not tax advice.

Financial Planner Salary by Experience — Fort Worth

Career-stage progression for Financial Planners in Fort Worth.

ExperienceAnnual Salary
0–1 yr$70,268
2–3 yr$76,378
4–6 yr$102,816
7–10 yr$129,254
11–15 yr$152,520
15+ yr$145,411

Curve derived from BLS percentile data adjusted for Fort Worth's 1.02× cost-of-living multiplier. Highlighted row = 7–10 year experienced level.

Year-Over-Year Trend

+410.0% vs 2025

2025 median:$19,200
2026 median:$97,920
Change:+$78,720

Finance sector growth driven by demand for CFP designation and tax planning.

Is This A Good Salary?

Solid above median

Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income.

COL-Adjusted Purchasing Power
$98,909
Solidly middle-class on the median - manageable, but disciplined budgeting is needed to save aggressively or buy a home.

How to Negotiate Your Financial Planner Salary in Fort Worth

Walk-away anchor: $87,429 (offers below this are below market for Fort Worth).

Leverage Points

  • Bonus targets and historical payout percentages (ask for last 3 years actual)
  • Profit-share, carry, or AUM-linked compensation for senior roles
  • CFA, CPA, or Series licenses materially shift base compensation
  • Buyout of unvested deferred comp from your current employer

Beyond Base Salary, Negotiate

Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan

What To Say

"I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor?"

Anchor on $129K–$162K for experienced roles, citing Fort Worth market data and your specific CFP designation/tax planning expertise.

Financial Planner Salary FAQ — Fort Worth

What is the average Financial Planner salary in Fort Worth, TX?
The average Financial Planner salary in Fort Worth is $97,920 per year as of April 2026 — $8,160/month, $1,883/week, or about $47/hour. Salaries range from $63,648 (entry, 25th percentile) up to $161,568 (experienced, 90th percentile). Source: BLS Occupational Employment and Wage Statistics adjusted for Fort Worth's cost-of-living multiplier (1.02×).
Is $97,920 a good Financial Planner salary in Fort Worth?
Solid above median. Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income. Fort Worth's cost-of-living index is 99 (vs 100 nationally), giving $97,920 a real purchasing power of approximately $98,909 in national terms. Solidly middle-class on the median - manageable, but disciplined budgeting is needed to save aggressively or buy a home.
Can you live on $97,920 in Fort Worth?
Dual-income households support a comfortable family lifestyle. Single-earner families on the median may need to compromise on neighborhood, square footage, or college savings. Aim for 28-30% of pre-tax income on rent. The classic 30% rule still works here, though housing costs are creeping up faster than wages. For Fort Worth specifically (median home price $340,000), a $97,920 salary supports a comfortable lifestyle.
Is $97,920 enough for a single person in Fort Worth?
A single adult in Fort Worth typically needs ~$44,550 for a comfortable lifestyle (housing, food, transport, healthcare, modest savings). A $97,920 salary is well above that threshold — a single person can live comfortably with significant savings room.
Is $97,920 enough for a couple in Fort Worth?
A couple (one earner) in Fort Worth typically needs ~$71,280 for a comfortable lifestyle. A $97,920 salary as the sole household income is sufficient — enabling moderate housing, savings, and discretionary spending. Two earners at $97,920 each ($195,840 household) provides solid middle-class comfort.
Is $97,920 enough for a family of 4 in Fort Worth?
A family of 4 (one earner) in Fort Worth typically needs ~$108,900 for a comfortable middle-class lifestyle (housing for 4, childcare/school, food, healthcare, transport, savings). A $97,920 salary as the sole household income is below the comfortable threshold — most families need a second income or to live in cheaper suburbs/exurbs of Fort Worth. Childcare costs in Fort Worth typically run $15K-$28K per child per year.
What is the take-home pay for a Financial Planner in Fort Worth?
On a $97,920 Financial Planner salary in Fort Worth, TX, you take home approximately $77,184.72 per year ($6,432/month, $2,969 per biweekly paycheck) after taxes. Breakdown: federal $13,244.4, state $0, FICA $7,490.88. Effective tax rate: 21.2%. (Single filer, standard deduction, no other adjustments.)
How much do Financial Planners in Fort Worth earn compared to the US average?
Financial Planners in Fort Worth earn approximately 2% more than the US national median for this role ($96,000 nationally vs $97,920 in Fort Worth). However, Fort Worth's cost-of-living index of 99 means real purchasing power is approximately $98,909 when adjusted for local prices.
What does an entry-level Financial Planner earn in Fort Worth?
Entry-level Financial Planners in Fort Worth typically start at around $76,378 (0–2 years experience). With 5+ years, Financial Planners earn $129,254 or more. Top earners (90th percentile) reach $161,568+, typically at senior or lead levels with specialized skills.
Did Financial Planner salaries in Fort Worth increase in 2026?
Yes — Financial Planner salaries in Fort Worth grew approximately 410.0% year-over-year, from $19,200 in 2025 to $97,920 in 2026 (+$78,720). This reflects the broader Finance sector's compensation trend, driven by CFP designation and tax planning demand.
What's the job outlook for Financial Planners in Fort Worth?
Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs. Fort Worth's top industries include Aerospace, Logistics, Energy, and the metro's current unemployment rate is 4% — steady demand for skilled workers.
What skills are most in demand for Financial Planners in 2026?
The hottest 2026 skills for Financial Planners are: CFP designation, tax planning, estate planning, fee-only RIA model, financial planning software (eMoney, RightCapital), behavioral finance. ATS systems specifically scan for these keywords. Adding them to your resume — naturally and in context — significantly improves your match rate with employers in Fort Worth.
Who are the top employers hiring Financial Planners in Fort Worth?
Top employers hiring Financial Planners in or near Fort Worth include: Fidelity, Vanguard, Charles Schwab, Edward Jones, Merrill Lynch, Morgan Stanley. Most use ATS software (Workday, Greenhouse, Taleo, iCIMS) to screen resumes — meaning your resume must be ATS-optimized to even get a human reader.
How do I negotiate a higher Financial Planner salary in Fort Worth?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Key leverage points for Finance negotiations: Bonus targets and historical payout percentages (ask for last 3 years actual); Profit-share, carry, or AUM-linked compensation for senior roles; CFA, CPA, or Series licenses materially shift base compensation. Beyond base salary, negotiate for: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off.
How can I increase my Financial Planner salary in Fort Worth?
Three highest-leverage moves: (1) Add 2026's hot skills (CFP designation, tax planning, estate planning) — they command 15-30% premiums. (2) Get a recognized certification (e.g., Certified Financial Planner (CFP) or ChFC). (3) Tailor your resume to each role's keywords — CVCraft's ATS scanner shows you exactly what's missing.
What education do I need to become a Financial Planner in Fort Worth?
Bachelor's degree + CFP certification is the typical path. However, Fort Worth's competitive market increasingly values demonstrable skills, portfolios, and certifications alongside (or in place of) traditional degrees — particularly for Finance roles.

Methodology & Sources

Financial Planner salary figures for Fort Worth are computed by adjusting the BLS national median ($96,000) by Fort Worth's cost-of-living multiplier of 1.02× — a composite of regional wage data and price parities. Year-over-year change (410.0%) reflects the Finance sector's 2025-2026 wage growth per BLS Employment Cost Index trends. Last reviewed April 28, 2026.

Data Sources

Related Roles in Fort Worth

Financial Analyst →Accountant →Real Estate Agent →

Financial Planner Salary in Other Cities

Chicago, IL$101KHouston, TX$101KPhoenix, AZ$96KPhiladelphia, PA$100KSan Antonio, TX$89KDallas, TX$101KAustin, TX$110KCharlotte, NC$98K

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