90% OFF - $9.99
11:59:59
Claim Lifetime Deal
2026 Salary Data — Mesa, AZ
Updated April 28, 2026

Financial Planner Salary in Mesa: $94K Median

Financial Planners in Mesa, AZ earn between $61K and $155K per year.

That's -2% below the US national median of $96,000 for this role.

Quick Answer

As of April 2026, the median Financial Planner salary in Mesa, AZ is $94,080 per year — -2% below the US national median of $96,000. Salaries range from $61,152 (entry, 25th percentile) to $155,232 (90th percentile). Financial Planners in Mesa earned approximately $18,447 in 2025, representing 410.0% year-over-year growth.

Median
$94,080
+410.0% YoY · $7,840/mo
Entry
$73,382
0–2 years
Experienced
$124,186
5+ years
Top 10%
$155,232
Senior/lead
Financial Planner Salary — Mesa vs Nearby
Mesa
$94K
Phoenix
$96K
-2% vs Mesa
Tucson
$86K
+9% vs Mesa
Fort Worth
$98K
-4% vs Mesa

Free ATS scan · Mesa employers · Results in 60 seconds

About Financial Planners in Mesa

Financial planners help individuals and families plan for retirement, investments, taxes, and estate goals. CFP-track planners deliver holistic, fiduciary-grade advice.

Core Responsibilities

  • Build comprehensive financial plans
  • Advise on retirement and investment strategy
  • Manage client portfolios and rebalancing
  • Coordinate tax and estate planning
  • Build long-term client relationships

Education & Certifications

Typical path: Bachelor's degree + CFP certification

In-demand certifications

Certified Financial Planner (CFP)ChFCCFASeries 7/65/66CPA/PFS

Mesa Job Market

Major aerospace hub in the fast-growing Phoenix metro.

Population
511K
Cost of Living
99
vs 100 US avg
Unemployment
3.9%
Median Home
$415K

Top Industries in Mesa

AerospaceTechHealthcareEducationManufacturing

Top Employers Hiring Financial Planners

Major employers active in Mesa or hiring remotely from this metro.

Fidelity
Vanguard
Charles Schwab
Edward Jones
Merrill Lynch
Morgan Stanley
RIAs (independent)
Northwestern Mutual

All major employers use ATS software.

Workday, Greenhouse, Taleo, and iCIMS auto-screen 75% of resumes before a human ever sees them. Scan your resume free to see your match rate.

2026 Hot Skills & Resume Keywords

Skills that command salary premiums and pass ATS keyword filters.

Hottest 2026 Skills

These appear in the highest-paying Financial Planner listings.

CFP designationtax planningestate planningfee-only RIA modelfinancial planning software (eMoney, RightCapital)behavioral finance

ATS Resume Keywords

Include these naturally throughout your resume.

CFPfinancial planningretirement planninginvestment managementwealth managementfiduciarytax planningestate planningSeries 65client relationships
Career Outlook
+13% Growth Projected (2024-2034)

Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs.

Financial Planner Salary Breakdown — Mesa

PeriodEntry (25th)Median (50th)Top (90th)
Annual$61,152$94,080$155,232
Monthly$5,096$7,840$12,936
Weekly$1,176$1,809$2,985
Hourly$29$45$75

Based on 2080 working hours/year. Local figures derived from BLS Occupational Employment and Wage Statistics national median ($96,000) adjusted for Mesa's cost-of-living multiplier (0.98×, sourced from BEA Regional Price Parities).

Financial Planner Take-Home Pay in Mesa

After federal, state and FICA taxes — single filer, standard deduction.

Net Annual Take-Home
$72,131.28
Per month$6,011
Biweekly paycheck$2,774
Effective tax rate23.3%

Tax Breakdown on $94,080

Gross salary$94,080
Federal income tax−$12,399.6
Arizona state tax−$2,352
FICA (Social Security + Medicare)−$7,197.12
Take-home (net)$72,131.28

Estimates assume single filer, standard deduction ($14,600 for 2026), no 401(k)/HSA/dependents. Actual take-home varies with deductions, dependents, and benefits elections. Not tax advice.

Financial Planner Salary by Experience — Mesa

Career-stage progression for Financial Planners in Mesa.

ExperienceAnnual Salary
0–1 yr$67,511
2–3 yr$73,382
4–6 yr$98,784
7–10 yr$124,186
11–15 yr$146,539
15+ yr$139,709

Curve derived from BLS percentile data adjusted for Mesa's 0.98× cost-of-living multiplier. Highlighted row = 7–10 year experienced level.

Year-Over-Year Trend

+410.0% vs 2025

2025 median:$18,447
2026 median:$94,080
Change:+$75,633

Finance sector growth driven by demand for CFP designation and tax planning.

Is This A Good Salary?

Solid above median

Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income.

COL-Adjusted Purchasing Power
$95,030
Solidly middle-class on the median - manageable, but disciplined budgeting is needed to save aggressively or buy a home.

How to Negotiate Your Financial Planner Salary in Mesa

Walk-away anchor: $84,000 (offers below this are below market for Mesa).

Leverage Points

  • Bonus targets and historical payout percentages (ask for last 3 years actual)
  • Profit-share, carry, or AUM-linked compensation for senior roles
  • CFA, CPA, or Series licenses materially shift base compensation
  • Buyout of unvested deferred comp from your current employer

Beyond Base Salary, Negotiate

Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan

What To Say

"I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor?"

Anchor on $124K–$155K for experienced roles, citing Mesa market data and your specific CFP designation/tax planning expertise.

Financial Planner Salary FAQ — Mesa

What is the average Financial Planner salary in Mesa, AZ?
The average Financial Planner salary in Mesa is $94,080 per year as of April 2026 — $7,840/month, $1,809/week, or about $45/hour. Salaries range from $61,152 (entry, 25th percentile) up to $155,232 (experienced, 90th percentile). Source: BLS Occupational Employment and Wage Statistics adjusted for Mesa's cost-of-living multiplier (0.98×).
Is $94,080 a good Financial Planner salary in Mesa?
Solid above median. Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income. Mesa's cost-of-living index is 99 (vs 100 nationally), giving $94,080 a real purchasing power of approximately $95,030 in national terms. Solidly middle-class on the median - manageable, but disciplined budgeting is needed to save aggressively or buy a home.
Can you live on $94,080 in Mesa?
Dual-income households support a comfortable family lifestyle. Single-earner families on the median may need to compromise on neighborhood, square footage, or college savings. Aim for 28-30% of pre-tax income on rent. The classic 30% rule still works here, though housing costs are creeping up faster than wages. For Mesa specifically (median home price $415,000), a $94,080 salary supports a comfortable lifestyle.
Is $94,080 enough for a single person in Mesa?
A single adult in Mesa typically needs ~$44,550 for a comfortable lifestyle (housing, food, transport, healthcare, modest savings). A $94,080 salary is well above that threshold — a single person can live comfortably with significant savings room.
Is $94,080 enough for a couple in Mesa?
A couple (one earner) in Mesa typically needs ~$71,280 for a comfortable lifestyle. A $94,080 salary as the sole household income is sufficient — enabling moderate housing, savings, and discretionary spending. Two earners at $94,080 each ($188,160 household) provides solid middle-class comfort.
Is $94,080 enough for a family of 4 in Mesa?
A family of 4 (one earner) in Mesa typically needs ~$108,900 for a comfortable middle-class lifestyle (housing for 4, childcare/school, food, healthcare, transport, savings). A $94,080 salary as the sole household income is below the comfortable threshold — most families need a second income or to live in cheaper suburbs/exurbs of Mesa. Childcare costs in Mesa typically run $15K-$28K per child per year.
What is the take-home pay for a Financial Planner in Mesa?
On a $94,080 Financial Planner salary in Mesa, AZ, you take home approximately $72,131.28 per year ($6,011/month, $2,774 per biweekly paycheck) after taxes. Breakdown: federal $12,399.6, state $2,352, FICA $7,197.12. Effective tax rate: 23.3%. (Single filer, standard deduction, no other adjustments.)
How much do Financial Planners in Mesa earn compared to the US average?
Financial Planners in Mesa earn approximately 2% less than the US national median for this role ($96,000 nationally vs $94,080 in Mesa). However, Mesa's cost-of-living index of 99 means real purchasing power is approximately $95,030 when adjusted for local prices.
What does an entry-level Financial Planner earn in Mesa?
Entry-level Financial Planners in Mesa typically start at around $73,382 (0–2 years experience). With 5+ years, Financial Planners earn $124,186 or more. Top earners (90th percentile) reach $155,232+, typically at senior or lead levels with specialized skills.
Did Financial Planner salaries in Mesa increase in 2026?
Yes — Financial Planner salaries in Mesa grew approximately 410.0% year-over-year, from $18,447 in 2025 to $94,080 in 2026 (+$75,633). This reflects the broader Finance sector's compensation trend, driven by CFP designation and tax planning demand.
What's the job outlook for Financial Planners in Mesa?
Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs. Mesa's top industries include Aerospace, Tech, Healthcare, and the metro's current unemployment rate is 3.9% — a tight labor market favoring candidates.
What skills are most in demand for Financial Planners in 2026?
The hottest 2026 skills for Financial Planners are: CFP designation, tax planning, estate planning, fee-only RIA model, financial planning software (eMoney, RightCapital), behavioral finance. ATS systems specifically scan for these keywords. Adding them to your resume — naturally and in context — significantly improves your match rate with employers in Mesa.
Who are the top employers hiring Financial Planners in Mesa?
Top employers hiring Financial Planners in or near Mesa include: Fidelity, Vanguard, Charles Schwab, Edward Jones, Merrill Lynch, Morgan Stanley. Most use ATS software (Workday, Greenhouse, Taleo, iCIMS) to screen resumes — meaning your resume must be ATS-optimized to even get a human reader.
How do I negotiate a higher Financial Planner salary in Mesa?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Key leverage points for Finance negotiations: Bonus targets and historical payout percentages (ask for last 3 years actual); Profit-share, carry, or AUM-linked compensation for senior roles; CFA, CPA, or Series licenses materially shift base compensation. Beyond base salary, negotiate for: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off.
How can I increase my Financial Planner salary in Mesa?
Three highest-leverage moves: (1) Add 2026's hot skills (CFP designation, tax planning, estate planning) — they command 15-30% premiums. (2) Get a recognized certification (e.g., Certified Financial Planner (CFP) or ChFC). (3) Tailor your resume to each role's keywords — CVCraft's ATS scanner shows you exactly what's missing.
What education do I need to become a Financial Planner in Mesa?
Bachelor's degree + CFP certification is the typical path. However, Mesa's competitive market increasingly values demonstrable skills, portfolios, and certifications alongside (or in place of) traditional degrees — particularly for Finance roles.

Methodology & Sources

Financial Planner salary figures for Mesa are computed by adjusting the BLS national median ($96,000) by Mesa's cost-of-living multiplier of 0.98× — a composite of regional wage data and price parities. Year-over-year change (410.0%) reflects the Finance sector's 2025-2026 wage growth per BLS Employment Cost Index trends. Last reviewed April 28, 2026.

Data Sources

Related Roles in Mesa

Financial Analyst →Accountant →Real Estate Agent →

Financial Planner Salary in Other Cities

Phoenix, AZ$96KSan Antonio, TX$89KFort Worth, TX$98KColumbus, OH$93KCharlotte, NC$98KIndianapolis, IN$89KDetroit, MI$89KNashville, TN$96K

Land a $94K+ Financial Planner Role in Mesa

Knowing the salary is step one. Step two: getting past the ATS. CVCraft scans your resume, finds missing keywords, and fixes formatting issues in 60 seconds.

Scan My Resume Free

No signup required · Works for all Finance roles