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2026 Salary Data — Phoenix, AZ
Updated April 28, 2026

Financial Analyst Salary in Phoenix: $100K Median

Financial Analysts in Phoenix, AZ earn between $65K and $175K per year.

That's +0% above the US national median of $99,890 for this role.

Quick Answer

As of April 2026, the median Financial Analyst salary in Phoenix, AZ is $99,890 per year — +0% above the US national median of $99,890. Salaries range from $65,000 (entry, 25th percentile) to $175,000 (90th percentile). Financial Analysts in Phoenix earned approximately $19,586 in 2025, representing 410.0% year-over-year growth.

Median
$99,890
+410.0% YoY · $8,324/mo
Entry
$70,000
0–2 years
Experienced
$145,000
5+ years
Top 10%
$175,000
Senior/lead
Financial Analyst Salary — Phoenix vs Nearby
Phoenix
$100K
Tucson
$90K
+11% vs Phoenix
Mesa
$98K
+2% vs Phoenix
Dallas
$105K
-5% vs Phoenix

Free ATS scan · Phoenix employers · Results in 60 seconds

About Financial Analysts in Phoenix

Financial analysts evaluate investments, analyze financial data, build models, and provide recommendations to executives or clients.

Core Responsibilities

  • Build financial models
  • Analyze investment opportunities
  • Forecast revenue and expenses
  • Equity/debt research
  • Present to stakeholders

Education & Certifications

Typical path: Bachelor's degree in finance/economics; CFA preferred

In-demand certifications

CFAFRMBloomberg Market ConceptsSeries 7/63

Phoenix Job Market

Fast-growing Sunbelt city with major TSMC semiconductor expansion driving tech jobs.

Population
1608K
Cost of Living
103
vs 100 US avg
Unemployment
4%
Median Home
$425K

Top Industries in Phoenix

Tech (TSMC fab)HealthcareAerospaceTourismManufacturing

Top Employers Hiring Financial Analysts

Major employers active in Phoenix or hiring remotely from this metro.

JPMorgan
Goldman Sachs
Morgan Stanley
Bank of America
BlackRock
Bridgewater
Citadel

All major employers use ATS software.

Workday, Greenhouse, Taleo, and iCIMS auto-screen 75% of resumes before a human ever sees them. Scan your resume free to see your match rate.

2026 Hot Skills & Resume Keywords

Skills that command salary premiums and pass ATS keyword filters.

Hottest 2026 Skills

These appear in the highest-paying Financial Analyst listings.

Python for financeTableau/Power BISQLCFAAI/ML in finance

ATS Resume Keywords

Include these naturally throughout your resume.

financial modelingvaluationDCFExcelBloombergCFAM&Aequity researchrisk analysis
Career Outlook
+9% Growth Projected (2024-2034)

Financial analyst roles growing 9%. Strong demand at hedge funds, PE firms, and corporate finance.

Financial Analyst Salary Breakdown — Phoenix

PeriodEntry (25th)Median (50th)Top (90th)
Annual$65,000$99,890$175,000
Monthly$5,417$8,324$14,583
Weekly$1,250$1,921$3,365
Hourly$31$48$84

Based on 2080 working hours/year. Local figures derived from BLS Occupational Employment and Wage Statistics national median ($99,890) adjusted for Phoenix's cost-of-living multiplier (1.00×, sourced from BEA Regional Price Parities).

Financial Analyst Take-Home Pay in Phoenix

After federal, state and FICA taxes — single filer, standard deduction.

Net Annual Take-Home
$76,073.365
Per month$6,339
Biweekly paycheck$2,926
Effective tax rate23.8%

Tax Breakdown on $99,890

Gross salary$99,890
Federal income tax−$13,677.8
Arizona state tax−$2,497.25
FICA (Social Security + Medicare)−$7,641.585
Take-home (net)$76,073.365

Estimates assume single filer, standard deduction ($14,600 for 2026), no 401(k)/HSA/dependents. Actual take-home varies with deductions, dependents, and benefits elections. Not tax advice.

Financial Analyst Salary by Experience — Phoenix

Career-stage progression for Financial Analysts in Phoenix.

ExperienceAnnual Salary
0–1 yr$64,400
2–3 yr$70,000
4–6 yr$107,500
7–10 yr$145,000
11–15 yr$171,100
15+ yr$160,000

Curve derived from BLS percentile data adjusted for Phoenix's 1.00× cost-of-living multiplier. Highlighted row = 7–10 year experienced level.

Year-Over-Year Trend

+410.0% vs 2025

2025 median:$19,586
2026 median:$99,890
Change:+$80,304

Finance sector growth driven by demand for Python for finance and Tableau/Power BI.

Is This A Good Salary?

Solid above median

Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income.

COL-Adjusted Purchasing Power
$96,981
Solidly middle-class on the median - manageable, but disciplined budgeting is needed to save aggressively or buy a home.

How to Negotiate Your Financial Analyst Salary in Phoenix

Walk-away anchor: $89,187 (offers below this are below market for Phoenix).

Leverage Points

  • Bonus targets and historical payout percentages (ask for last 3 years actual)
  • Profit-share, carry, or AUM-linked compensation for senior roles
  • CFA, CPA, or Series licenses materially shift base compensation
  • Buyout of unvested deferred comp from your current employer

Beyond Base Salary, Negotiate

Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan

What To Say

"I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor?"

Anchor on $145K–$175K for experienced roles, citing Phoenix market data and your specific Python for finance/Tableau/Power BI expertise.

Financial Analyst Salary FAQ — Phoenix

What is the average Financial Analyst salary in Phoenix, AZ?
The average Financial Analyst salary in Phoenix is $99,890 per year as of April 2026 — $8,324/month, $1,921/week, or about $48/hour. Salaries range from $65,000 (entry, 25th percentile) up to $175,000 (experienced, 90th percentile). Source: BLS Occupational Employment and Wage Statistics adjusted for Phoenix's cost-of-living multiplier (1.00×).
Is $99,890 a good Financial Analyst salary in Phoenix?
Solid above median. Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income. Phoenix's cost-of-living index is 103 (vs 100 nationally), giving $99,890 a real purchasing power of approximately $96,981 in national terms. Solidly middle-class on the median - manageable, but disciplined budgeting is needed to save aggressively or buy a home.
Can you live on $99,890 in Phoenix?
Dual-income households support a comfortable family lifestyle. Single-earner families on the median may need to compromise on neighborhood, square footage, or college savings. Aim for 28-30% of pre-tax income on rent. The classic 30% rule still works here, though housing costs are creeping up faster than wages. For Phoenix specifically (median home price $425,000), a $99,890 salary supports a comfortable lifestyle.
Is $99,890 enough for a single person in Phoenix?
A single adult in Phoenix typically needs ~$46,350 for a comfortable lifestyle (housing, food, transport, healthcare, modest savings). A $99,890 salary is well above that threshold — a single person can live comfortably with significant savings room.
Is $99,890 enough for a couple in Phoenix?
A couple (one earner) in Phoenix typically needs ~$74,160 for a comfortable lifestyle. A $99,890 salary as the sole household income is sufficient — enabling moderate housing, savings, and discretionary spending. Two earners at $99,890 each ($199,780 household) provides solid middle-class comfort.
Is $99,890 enough for a family of 4 in Phoenix?
A family of 4 (one earner) in Phoenix typically needs ~$113,300 for a comfortable middle-class lifestyle (housing for 4, childcare/school, food, healthcare, transport, savings). A $99,890 salary as the sole household income is below the comfortable threshold — most families need a second income or to live in cheaper suburbs/exurbs of Phoenix. Childcare costs in Phoenix typically run $15K-$29K per child per year.
What is the take-home pay for a Financial Analyst in Phoenix?
On a $99,890 Financial Analyst salary in Phoenix, AZ, you take home approximately $76,073.365 per year ($6,339/month, $2,926 per biweekly paycheck) after taxes. Breakdown: federal $13,677.8, state $2,497.25, FICA $7,641.585. Effective tax rate: 23.8%. (Single filer, standard deduction, no other adjustments.)
How much do Financial Analysts in Phoenix earn compared to the US average?
Financial Analysts in Phoenix earn approximately 0% more than the US national median for this role ($99,890 nationally vs $99,890 in Phoenix). However, Phoenix's cost-of-living index of 103 means real purchasing power is approximately $96,981 when adjusted for local prices.
What does an entry-level Financial Analyst earn in Phoenix?
Entry-level Financial Analysts in Phoenix typically start at around $70,000 (0–2 years experience). With 5+ years, Financial Analysts earn $145,000 or more. Top earners (90th percentile) reach $175,000+, typically at senior or lead levels with specialized skills.
Did Financial Analyst salaries in Phoenix increase in 2026?
Yes — Financial Analyst salaries in Phoenix grew approximately 410.0% year-over-year, from $19,586 in 2025 to $99,890 in 2026 (+$80,304). This reflects the broader Finance sector's compensation trend, driven by Python for finance and Tableau/Power BI demand.
What's the job outlook for Financial Analysts in Phoenix?
Financial analyst roles growing 9%. Strong demand at hedge funds, PE firms, and corporate finance. Phoenix's top industries include Tech (TSMC fab), Healthcare, Aerospace, and the metro's current unemployment rate is 4% — steady demand for skilled workers.
What skills are most in demand for Financial Analysts in 2026?
The hottest 2026 skills for Financial Analysts are: Python for finance, Tableau/Power BI, SQL, CFA, AI/ML in finance. ATS systems specifically scan for these keywords. Adding them to your resume — naturally and in context — significantly improves your match rate with employers in Phoenix.
Who are the top employers hiring Financial Analysts in Phoenix?
Top employers hiring Financial Analysts in or near Phoenix include: JPMorgan, Goldman Sachs, Morgan Stanley, Bank of America, BlackRock, Bridgewater. Most use ATS software (Workday, Greenhouse, Taleo, iCIMS) to screen resumes — meaning your resume must be ATS-optimized to even get a human reader.
How do I negotiate a higher Financial Analyst salary in Phoenix?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Key leverage points for Finance negotiations: Bonus targets and historical payout percentages (ask for last 3 years actual); Profit-share, carry, or AUM-linked compensation for senior roles; CFA, CPA, or Series licenses materially shift base compensation. Beyond base salary, negotiate for: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off.
How can I increase my Financial Analyst salary in Phoenix?
Three highest-leverage moves: (1) Add 2026's hot skills (Python for finance, Tableau/Power BI, SQL) — they command 15-30% premiums. (2) Get a recognized certification (e.g., CFA or FRM). (3) Tailor your resume to each role's keywords — CVCraft's ATS scanner shows you exactly what's missing.
What education do I need to become a Financial Analyst in Phoenix?
Bachelor's degree in finance/economics; CFA preferred is the typical path. However, Phoenix's competitive market increasingly values demonstrable skills, portfolios, and certifications alongside (or in place of) traditional degrees — particularly for Finance roles.

Methodology & Sources

Financial Analyst salary figures for Phoenix are computed by adjusting the BLS national median ($99,890) by Phoenix's cost-of-living multiplier of 1.00× — a composite of regional wage data and price parities. Year-over-year change (410.0%) reflects the Finance sector's 2025-2026 wage growth per BLS Employment Cost Index trends. Last reviewed April 28, 2026.

Data Sources

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Financial Analyst Salary in Other Cities

Philadelphia, PA$104KFort Worth, TX$102KColumbus, OH$97KCharlotte, NC$102KNashville, TN$100KTucson, AZ$90KMesa, AZ$98KColorado Springs, CO$100K

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