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2026 Salary Data — Philadelphia, PA
Updated April 28, 2026

Financial Analyst Salary in Philadelphia: $104K Median

Financial Analysts in Philadelphia, PA earn between $68K and $182K per year.

That's +4% above the US national median of $99,890 for this role.

Quick Answer

As of April 2026, the median Financial Analyst salary in Philadelphia, PA is $103,886 per year — +4% above the US national median of $99,890. Salaries range from $67,600 (entry, 25th percentile) to $182,000 (90th percentile). Financial Analysts in Philadelphia earned approximately $20,370 in 2025, representing 410.0% year-over-year growth.

Median
$103,886
+410.0% YoY · $8,657/mo
Entry
$72,800
0–2 years
Experienced
$150,800
5+ years
Top 10%
$182,000
Senior/lead
Financial Analyst Salary — Philadelphia vs Nearby
Philadelphia
$104K
Las Vegas
$95K
+9% vs Philadelphia
Minneapolis
$110K
-5% vs Philadelphia
Chicago
$105K
-1% vs Philadelphia

Free ATS scan · Philadelphia employers · Results in 60 seconds

About Financial Analysts in Philadelphia

Financial analysts evaluate investments, analyze financial data, build models, and provide recommendations to executives or clients.

Core Responsibilities

  • Build financial models
  • Analyze investment opportunities
  • Forecast revenue and expenses
  • Equity/debt research
  • Present to stakeholders

Education & Certifications

Typical path: Bachelor's degree in finance/economics; CFA preferred

In-demand certifications

CFAFRMBloomberg Market ConceptsSeries 7/63

Philadelphia Job Market

Major East Coast medical, education, and pharmaceutical hub.

Population
1584K
Cost of Living
109
vs 100 US avg
Unemployment
4.6%
Median Home
$285K

Top Industries in Philadelphia

HealthcareEducationFinancePharmaceuticalsManufacturing

Top Employers Hiring Financial Analysts

Major employers active in Philadelphia or hiring remotely from this metro.

JPMorgan
Goldman Sachs
Morgan Stanley
Bank of America
BlackRock
Bridgewater
Citadel

All major employers use ATS software.

Workday, Greenhouse, Taleo, and iCIMS auto-screen 75% of resumes before a human ever sees them. Scan your resume free to see your match rate.

2026 Hot Skills & Resume Keywords

Skills that command salary premiums and pass ATS keyword filters.

Hottest 2026 Skills

These appear in the highest-paying Financial Analyst listings.

Python for financeTableau/Power BISQLCFAAI/ML in finance

ATS Resume Keywords

Include these naturally throughout your resume.

financial modelingvaluationDCFExcelBloombergCFAM&Aequity researchrisk analysis
Career Outlook
+9% Growth Projected (2024-2034)

Financial analyst roles growing 9%. Strong demand at hedge funds, PE firms, and corporate finance.

Financial Analyst Salary Breakdown — Philadelphia

PeriodEntry (25th)Median (50th)Top (90th)
Annual$67,600$103,886$182,000
Monthly$5,633$8,657$15,167
Weekly$1,300$1,998$3,500
Hourly$33$50$88

Based on 2080 working hours/year. Local figures derived from BLS Occupational Employment and Wage Statistics national median ($99,890) adjusted for Philadelphia's cost-of-living multiplier (1.04×, sourced from BEA Regional Price Parities).

Financial Analyst Take-Home Pay in Philadelphia

After federal, state, local, and FICA taxes — single filer, standard deduction.

Net Annual Take-Home
$74,296.776
Per month$6,191
Biweekly paycheck$2,858
Effective tax rate28.5%

Tax Breakdown on $103,886

Gross salary$103,886
Federal income tax−$14,556.92
Pennsylvania state tax−$3,189.3
Philadelphia local tax−$3,895.725
FICA (Social Security + Medicare)−$7,947.279
Take-home (net)$74,296.776

Estimates assume single filer, standard deduction ($14,600 for 2026), no 401(k)/HSA/dependents. Actual take-home varies with deductions, dependents, and benefits elections. Not tax advice.

Financial Analyst Salary by Experience — Philadelphia

Career-stage progression for Financial Analysts in Philadelphia.

ExperienceAnnual Salary
0–1 yr$66,976
2–3 yr$72,800
4–6 yr$111,800
7–10 yr$150,800
11–15 yr$177,944
15+ yr$166,400

Curve derived from BLS percentile data adjusted for Philadelphia's 1.04× cost-of-living multiplier. Highlighted row = 7–10 year experienced level.

Year-Over-Year Trend

+410.0% vs 2025

2025 median:$20,370
2026 median:$103,886
Change:+$83,516

Finance sector growth driven by demand for Python for finance and Tableau/Power BI.

Is This A Good Salary?

Solid above median

Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income.

COL-Adjusted Purchasing Power
$95,308
Solidly middle-class on the median - manageable, but disciplined budgeting is needed to save aggressively or buy a home.

How to Negotiate Your Financial Analyst Salary in Philadelphia

Walk-away anchor: $92,755 (offers below this are below market for Philadelphia).

Leverage Points

  • Bonus targets and historical payout percentages (ask for last 3 years actual)
  • Profit-share, carry, or AUM-linked compensation for senior roles
  • CFA, CPA, or Series licenses materially shift base compensation
  • Buyout of unvested deferred comp from your current employer

Beyond Base Salary, Negotiate

Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan

What To Say

"I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor?"

Anchor on $151K–$182K for experienced roles, citing Philadelphia market data and your specific Python for finance/Tableau/Power BI expertise.

Financial Analyst Salary FAQ — Philadelphia

What is the average Financial Analyst salary in Philadelphia, PA?
The average Financial Analyst salary in Philadelphia is $103,886 per year as of April 2026 — $8,657/month, $1,998/week, or about $50/hour. Salaries range from $67,600 (entry, 25th percentile) up to $182,000 (experienced, 90th percentile). Source: BLS Occupational Employment and Wage Statistics adjusted for Philadelphia's cost-of-living multiplier (1.04×).
Is $103,886 a good Financial Analyst salary in Philadelphia?
Solid above median. Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income. Philadelphia's cost-of-living index is 109 (vs 100 nationally), giving $103,886 a real purchasing power of approximately $95,308 in national terms. Solidly middle-class on the median - manageable, but disciplined budgeting is needed to save aggressively or buy a home.
Can you live on $103,886 in Philadelphia?
Dual-income households support a comfortable family lifestyle. Single-earner families on the median may need to compromise on neighborhood, square footage, or college savings. Aim for 28-30% of pre-tax income on rent. The classic 30% rule still works here, though housing costs are creeping up faster than wages. For Philadelphia specifically (median home price $285,000), a $103,886 salary supports a comfortable lifestyle.
Is $103,886 enough for a single person in Philadelphia?
A single adult in Philadelphia typically needs ~$49,050 for a comfortable lifestyle (housing, food, transport, healthcare, modest savings). A $103,886 salary is well above that threshold — a single person can live comfortably with significant savings room.
Is $103,886 enough for a couple in Philadelphia?
A couple (one earner) in Philadelphia typically needs ~$78,480 for a comfortable lifestyle. A $103,886 salary as the sole household income is sufficient — enabling moderate housing, savings, and discretionary spending. Two earners at $103,886 each ($207,772 household) provides solid middle-class comfort.
Is $103,886 enough for a family of 4 in Philadelphia?
A family of 4 (one earner) in Philadelphia typically needs ~$119,900 for a comfortable middle-class lifestyle (housing for 4, childcare/school, food, healthcare, transport, savings). A $103,886 salary as the sole household income is below the comfortable threshold — most families need a second income or to live in cheaper suburbs/exurbs of Philadelphia. Childcare costs in Philadelphia typically run $16K-$31K per child per year.
What is the take-home pay for a Financial Analyst in Philadelphia?
On a $103,886 Financial Analyst salary in Philadelphia, PA, you take home approximately $74,296.776 per year ($6,191/month, $2,858 per biweekly paycheck) after taxes. Breakdown: federal $14,556.92, state $3,189.3, local $3,895.725, FICA $7,947.279. Effective tax rate: 28.5%. (Single filer, standard deduction, no other adjustments.)
How much do Financial Analysts in Philadelphia earn compared to the US average?
Financial Analysts in Philadelphia earn approximately 4% more than the US national median for this role ($99,890 nationally vs $103,886 in Philadelphia). However, Philadelphia's cost-of-living index of 109 means real purchasing power is approximately $95,308 when adjusted for local prices.
What does an entry-level Financial Analyst earn in Philadelphia?
Entry-level Financial Analysts in Philadelphia typically start at around $72,800 (0–2 years experience). With 5+ years, Financial Analysts earn $150,800 or more. Top earners (90th percentile) reach $182,000+, typically at senior or lead levels with specialized skills.
Did Financial Analyst salaries in Philadelphia increase in 2026?
Yes — Financial Analyst salaries in Philadelphia grew approximately 410.0% year-over-year, from $20,370 in 2025 to $103,886 in 2026 (+$83,516). This reflects the broader Finance sector's compensation trend, driven by Python for finance and Tableau/Power BI demand.
What's the job outlook for Financial Analysts in Philadelphia?
Financial analyst roles growing 9%. Strong demand at hedge funds, PE firms, and corporate finance. Philadelphia's top industries include Healthcare, Education, Finance, and the metro's current unemployment rate is 4.6% — steady demand for skilled workers.
What skills are most in demand for Financial Analysts in 2026?
The hottest 2026 skills for Financial Analysts are: Python for finance, Tableau/Power BI, SQL, CFA, AI/ML in finance. ATS systems specifically scan for these keywords. Adding them to your resume — naturally and in context — significantly improves your match rate with employers in Philadelphia.
Who are the top employers hiring Financial Analysts in Philadelphia?
Top employers hiring Financial Analysts in or near Philadelphia include: JPMorgan, Goldman Sachs, Morgan Stanley, Bank of America, BlackRock, Bridgewater. Most use ATS software (Workday, Greenhouse, Taleo, iCIMS) to screen resumes — meaning your resume must be ATS-optimized to even get a human reader.
How do I negotiate a higher Financial Analyst salary in Philadelphia?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Key leverage points for Finance negotiations: Bonus targets and historical payout percentages (ask for last 3 years actual); Profit-share, carry, or AUM-linked compensation for senior roles; CFA, CPA, or Series licenses materially shift base compensation. Beyond base salary, negotiate for: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off.
How can I increase my Financial Analyst salary in Philadelphia?
Three highest-leverage moves: (1) Add 2026's hot skills (Python for finance, Tableau/Power BI, SQL) — they command 15-30% premiums. (2) Get a recognized certification (e.g., CFA or FRM). (3) Tailor your resume to each role's keywords — CVCraft's ATS scanner shows you exactly what's missing.
What education do I need to become a Financial Analyst in Philadelphia?
Bachelor's degree in finance/economics; CFA preferred is the typical path. However, Philadelphia's competitive market increasingly values demonstrable skills, portfolios, and certifications alongside (or in place of) traditional degrees — particularly for Finance roles.

Methodology & Sources

Financial Analyst salary figures for Philadelphia are computed by adjusting the BLS national median ($99,890) by Philadelphia's cost-of-living multiplier of 1.04× — a composite of regional wage data and price parities. Year-over-year change (410.0%) reflects the Finance sector's 2025-2026 wage growth per BLS Employment Cost Index trends. Last reviewed April 28, 2026.

Data Sources

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Financial Analyst Salary in Other Cities

Chicago, IL$105KHouston, TX$105KPhoenix, AZ$100KDallas, TX$105KFort Worth, TX$102KCharlotte, NC$102KNashville, TN$100KSacramento, CA$108K

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