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2026 Salary Data — Houston, TX
Updated April 28, 2026

Financial Analyst Salary in Houston: $105K Median

Financial Analysts in Houston, TX earn between $68K and $184K per year.

That's +5% above the US national median of $99,890 for this role.

Quick Answer

As of April 2026, the median Financial Analyst salary in Houston, TX is $104,885 per year — +5% above the US national median of $99,890. Salaries range from $68,250 (entry, 25th percentile) to $183,750 (90th percentile). Financial Analysts in Houston earned approximately $20,566 in 2025, representing 410.0% year-over-year growth.

Median
$104,885
+410.0% YoY · $8,740/mo
Entry
$73,500
0–2 years
Experienced
$152,250
5+ years
Top 10%
$183,750
Senior/lead
Financial Analyst Salary — Houston vs Nearby
Houston
$105K
San Antonio
$93K
+13% vs Houston
Dallas
$105K
+0% vs Houston
Austin
$115K
-9% vs Houston

Free ATS scan · Houston employers · Results in 60 seconds

About Financial Analysts in Houston

Financial analysts evaluate investments, analyze financial data, build models, and provide recommendations to executives or clients.

Core Responsibilities

  • Build financial models
  • Analyze investment opportunities
  • Forecast revenue and expenses
  • Equity/debt research
  • Present to stakeholders

Education & Certifications

Typical path: Bachelor's degree in finance/economics; CFA preferred

In-demand certifications

CFAFRMBloomberg Market ConceptsSeries 7/63

Houston Job Market

Energy capital with massive medical center and growing tech presence.

Population
2320K
Cost of Living
96
vs 100 US avg
Unemployment
4.5%
Median Home
$320K

Top Industries in Houston

Energy/Oil & GasHealthcareAerospace (NASA)Manufacturing

Top Employers Hiring Financial Analysts

Major employers active in Houston or hiring remotely from this metro.

JPMorgan
Goldman Sachs
Morgan Stanley
Bank of America
BlackRock
Bridgewater
Citadel

All major employers use ATS software.

Workday, Greenhouse, Taleo, and iCIMS auto-screen 75% of resumes before a human ever sees them. Scan your resume free to see your match rate.

2026 Hot Skills & Resume Keywords

Skills that command salary premiums and pass ATS keyword filters.

Hottest 2026 Skills

These appear in the highest-paying Financial Analyst listings.

Python for financeTableau/Power BISQLCFAAI/ML in finance

ATS Resume Keywords

Include these naturally throughout your resume.

financial modelingvaluationDCFExcelBloombergCFAM&Aequity researchrisk analysis
Career Outlook
+9% Growth Projected (2024-2034)

Financial analyst roles growing 9%. Strong demand at hedge funds, PE firms, and corporate finance.

Financial Analyst Salary Breakdown — Houston

PeriodEntry (25th)Median (50th)Top (90th)
Annual$68,250$104,885$183,750
Monthly$5,688$8,740$15,313
Weekly$1,313$2,017$3,534
Hourly$33$50$88

Based on 2080 working hours/year. Local figures derived from BLS Occupational Employment and Wage Statistics national median ($99,890) adjusted for Houston's cost-of-living multiplier (1.05×, sourced from BEA Regional Price Parities).

Financial Analyst Take-Home Pay in Houston

After federal, state and FICA taxes — single filer, standard deduction.

Net Annual Take-Home
$82,084.598
Per month$6,840
Biweekly paycheck$3,157
Effective tax rate21.7%

Tax Breakdown on $104,885

Gross salary$104,885
Federal income tax−$14,776.7
Texas state tax−$0
FICA (Social Security + Medicare)−$8,023.702
Take-home (net)$82,084.598

Estimates assume single filer, standard deduction ($14,600 for 2026), no 401(k)/HSA/dependents. Actual take-home varies with deductions, dependents, and benefits elections. Not tax advice.

Financial Analyst Salary by Experience — Houston

Career-stage progression for Financial Analysts in Houston.

ExperienceAnnual Salary
0–1 yr$67,620
2–3 yr$73,500
4–6 yr$112,875
7–10 yr$152,250
11–15 yr$179,655
15+ yr$168,000

Curve derived from BLS percentile data adjusted for Houston's 1.05× cost-of-living multiplier. Highlighted row = 7–10 year experienced level.

Year-Over-Year Trend

+410.0% vs 2025

2025 median:$20,566
2026 median:$104,885
Change:+$84,319

Finance sector growth driven by demand for Python for finance and Tableau/Power BI.

Is This A Good Salary?

Excellent

Adjusted for local cost of living, this salary delivers top-tier real purchasing power - well above what the same nominal pay would buy in most US metros. Strong savings, home-buying, and discretionary spending are all realistic.

COL-Adjusted Purchasing Power
$109,255
Solidly middle-class on the median - manageable, but disciplined budgeting is needed to save aggressively or buy a home.

How to Negotiate Your Financial Analyst Salary in Houston

Walk-away anchor: $93,647 (offers below this are below market for Houston).

Leverage Points

  • Bonus targets and historical payout percentages (ask for last 3 years actual)
  • Profit-share, carry, or AUM-linked compensation for senior roles
  • CFA, CPA, or Series licenses materially shift base compensation
  • Buyout of unvested deferred comp from your current employer

Beyond Base Salary, Negotiate

Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan

What To Say

"I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor?"

Anchor on $152K–$184K for experienced roles, citing Houston market data and your specific Python for finance/Tableau/Power BI expertise.

Financial Analyst Salary FAQ — Houston

What is the average Financial Analyst salary in Houston, TX?
The average Financial Analyst salary in Houston is $104,885 per year as of April 2026 — $8,740/month, $2,017/week, or about $50/hour. Salaries range from $68,250 (entry, 25th percentile) up to $183,750 (experienced, 90th percentile). Source: BLS Occupational Employment and Wage Statistics adjusted for Houston's cost-of-living multiplier (1.05×).
Is $104,885 a good Financial Analyst salary in Houston?
Excellent. Adjusted for local cost of living, this salary delivers top-tier real purchasing power - well above what the same nominal pay would buy in most US metros. Strong savings, home-buying, and discretionary spending are all realistic. Houston's cost-of-living index is 96 (vs 100 nationally), giving $104,885 a real purchasing power of approximately $109,255 in national terms. Solidly middle-class on the median - manageable, but disciplined budgeting is needed to save aggressively or buy a home.
Can you live on $104,885 in Houston?
Dual-income households support a comfortable family lifestyle. Single-earner families on the median may need to compromise on neighborhood, square footage, or college savings. Aim for 28-30% of pre-tax income on rent. The classic 30% rule still works here, though housing costs are creeping up faster than wages. For Houston specifically (median home price $320,000), a $104,885 salary supports a comfortable lifestyle.
Is $104,885 enough for a single person in Houston?
A single adult in Houston typically needs ~$43,200 for a comfortable lifestyle (housing, food, transport, healthcare, modest savings). A $104,885 salary is well above that threshold — a single person can live comfortably with significant savings room.
Is $104,885 enough for a couple in Houston?
A couple (one earner) in Houston typically needs ~$69,120 for a comfortable lifestyle. A $104,885 salary as the sole household income is sufficient — enabling moderate housing, savings, and discretionary spending. Two earners at $104,885 each ($209,770 household) provides solid middle-class comfort.
Is $104,885 enough for a family of 4 in Houston?
A family of 4 (one earner) in Houston typically needs ~$105,600 for a comfortable middle-class lifestyle (housing for 4, childcare/school, food, healthcare, transport, savings). A $104,885 salary as the sole household income is below the comfortable threshold — most families need a second income or to live in cheaper suburbs/exurbs of Houston. Childcare costs in Houston typically run $14K-$27K per child per year.
What is the take-home pay for a Financial Analyst in Houston?
On a $104,885 Financial Analyst salary in Houston, TX, you take home approximately $82,084.598 per year ($6,840/month, $3,157 per biweekly paycheck) after taxes. Breakdown: federal $14,776.7, state $0, FICA $8,023.702. Effective tax rate: 21.7%. (Single filer, standard deduction, no other adjustments.)
How much do Financial Analysts in Houston earn compared to the US average?
Financial Analysts in Houston earn approximately 5% more than the US national median for this role ($99,890 nationally vs $104,885 in Houston). However, Houston's cost-of-living index of 96 means real purchasing power is approximately $109,255 when adjusted for local prices.
What does an entry-level Financial Analyst earn in Houston?
Entry-level Financial Analysts in Houston typically start at around $73,500 (0–2 years experience). With 5+ years, Financial Analysts earn $152,250 or more. Top earners (90th percentile) reach $183,750+, typically at senior or lead levels with specialized skills.
Did Financial Analyst salaries in Houston increase in 2026?
Yes — Financial Analyst salaries in Houston grew approximately 410.0% year-over-year, from $20,566 in 2025 to $104,885 in 2026 (+$84,319). This reflects the broader Finance sector's compensation trend, driven by Python for finance and Tableau/Power BI demand.
What's the job outlook for Financial Analysts in Houston?
Financial analyst roles growing 9%. Strong demand at hedge funds, PE firms, and corporate finance. Houston's top industries include Energy/Oil & Gas, Healthcare, Aerospace (NASA), and the metro's current unemployment rate is 4.5% — steady demand for skilled workers.
What skills are most in demand for Financial Analysts in 2026?
The hottest 2026 skills for Financial Analysts are: Python for finance, Tableau/Power BI, SQL, CFA, AI/ML in finance. ATS systems specifically scan for these keywords. Adding them to your resume — naturally and in context — significantly improves your match rate with employers in Houston.
Who are the top employers hiring Financial Analysts in Houston?
Top employers hiring Financial Analysts in or near Houston include: JPMorgan, Goldman Sachs, Morgan Stanley, Bank of America, BlackRock, Bridgewater. Most use ATS software (Workday, Greenhouse, Taleo, iCIMS) to screen resumes — meaning your resume must be ATS-optimized to even get a human reader.
How do I negotiate a higher Financial Analyst salary in Houston?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Key leverage points for Finance negotiations: Bonus targets and historical payout percentages (ask for last 3 years actual); Profit-share, carry, or AUM-linked compensation for senior roles; CFA, CPA, or Series licenses materially shift base compensation. Beyond base salary, negotiate for: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off.
How can I increase my Financial Analyst salary in Houston?
Three highest-leverage moves: (1) Add 2026's hot skills (Python for finance, Tableau/Power BI, SQL) — they command 15-30% premiums. (2) Get a recognized certification (e.g., CFA or FRM). (3) Tailor your resume to each role's keywords — CVCraft's ATS scanner shows you exactly what's missing.
What education do I need to become a Financial Analyst in Houston?
Bachelor's degree in finance/economics; CFA preferred is the typical path. However, Houston's competitive market increasingly values demonstrable skills, portfolios, and certifications alongside (or in place of) traditional degrees — particularly for Finance roles.

Methodology & Sources

Financial Analyst salary figures for Houston are computed by adjusting the BLS national median ($99,890) by Houston's cost-of-living multiplier of 1.05× — a composite of regional wage data and price parities. Year-over-year change (410.0%) reflects the Finance sector's 2025-2026 wage growth per BLS Employment Cost Index trends. Last reviewed April 28, 2026.

Data Sources

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Financial Analyst Salary in Other Cities

Chicago, IL$105KPhiladelphia, PA$104KSan Antonio, TX$93KDallas, TX$105KAustin, TX$115KFort Worth, TX$102KCharlotte, NC$102KEl Paso, TX$85K

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