90% OFF - $9.99
11:59:59
Claim Lifetime Deal
2026 Salary Data — Memphis, TN
Updated April 28, 2026

Business Analyst Salary in Memphis: $78K Median

Business Analysts in Memphis, TN earn between $53K and $128K per year.

That's -12% below the US national median of $88,660 for this role.

Quick Answer

As of April 2026, the median Business Analyst salary in Memphis, TN is $78,021 per year — -12% below the US national median of $88,660. Salaries range from $52,800 (entry, 25th percentile) to $127,600 (90th percentile). Business Analysts in Memphis earned approximately $16,961 in 2025, representing 360.0% year-over-year growth.

Median
$78,021
+360.0% YoY · $6,502/mo
Entry
$57,200
0–2 years
Experienced
$110,000
5+ years
Top 10%
$127,600
Senior/lead
Business Analyst Salary — Memphis vs Nearby

Free ATS scan · Memphis employers · Results in 60 seconds

About Business Analysts in Memphis

Business analysts bridge business needs and technology, gathering requirements and recommending data-driven improvements.

Core Responsibilities

  • Requirements gathering
  • Process improvement
  • Data analysis
  • Stakeholder communication
  • Documentation

Education & Certifications

Typical path: Bachelor's degree

In-demand certifications

CBAPCCBASix SigmaPMI-PBA

Memphis Job Market

Logistics capital home to FedEx headquarters with major healthcare presence.

Population
633K
Cost of Living
85
vs 100 US avg
Unemployment
4.5%
Median Home
$175K

Top Industries in Memphis

Logistics (FedEx)HealthcareManufacturingMusic/Tourism

Top Employers Hiring Business Analysts

Major employers active in Memphis or hiring remotely from this metro.

Big 4 consulting
Banks
Insurance
Healthcare systems
Tech companies

All major employers use ATS software.

Workday, Greenhouse, Taleo, and iCIMS auto-screen 75% of resumes before a human ever sees them. Scan your resume free to see your match rate.

2026 Hot Skills & Resume Keywords

Skills that command salary premiums and pass ATS keyword filters.

Hottest 2026 Skills

These appear in the highest-paying Business Analyst listings.

SQLPower BI/TableauProcess automationAI toolsSix Sigma

ATS Resume Keywords

Include these naturally throughout your resume.

SQLExcelTableauPower BIrequirements gatheringprocess mappingAgileJIRA
Career Outlook
+11% Growth Projected (2024-2034)

BA roles growing 11%. Data-savvy BAs in highest demand.

Business Analyst Salary Breakdown — Memphis

PeriodEntry (25th)Median (50th)Top (90th)
Annual$52,800$78,021$127,600
Monthly$4,400$6,502$10,633
Weekly$1,015$1,500$2,454
Hourly$25$38$61

Based on 2080 working hours/year. Local figures derived from BLS Occupational Employment and Wage Statistics national median ($88,660) adjusted for Memphis's cost-of-living multiplier (0.88×, sourced from BEA Regional Price Parities).

Business Analyst Take-Home Pay in Memphis

After federal, state and FICA taxes — single filer, standard deduction.

Net Annual Take-Home
$63,185.774
Per month$5,265
Biweekly paycheck$2,430
Effective tax rate19.0%

Tax Breakdown on $78,021

Gross salary$78,021
Federal income tax$8,866.62
Tennessee state tax$0
FICA (Social Security + Medicare)$5,968.607
Take-home (net)$63,185.774

Estimates assume single filer, standard deduction ($14,600 for 2026), no 401(k)/HSA/dependents. Actual take-home varies with deductions, dependents, and benefits elections. Not tax advice.

Business Analyst Salary by Experience — Memphis

Career-stage progression for Business Analysts in Memphis.

ExperienceAnnual Salary
0–1 yr$52,624
2–3 yr$57,200
4–6 yr$83,600
7–10 yr$110,000
11–15 yr$129,800
15+ yr$118,800

Curve derived from BLS percentile data adjusted for Memphis's 0.88× cost-of-living multiplier. Highlighted row = 7–10 year experienced level.

Year-Over-Year Trend

+360.0% vs 2025

2025 median:$16,961
2026 median:$78,021
Change:+$61,060

Operations sector growth driven by demand for SQL and Power BI/Tableau.

Is This A Good Salary?

Solid above median

Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income.

COL-Adjusted Purchasing Power
$91,789
Comfortable lifestyle with strong savings potential - the median paycheck stretches well above the national average here.

How to Negotiate Your Business Analyst Salary in Memphis

Walk-away anchor: $70,928 (offers below this are below market for Memphis).

Leverage Points

  • Quantified savings: dollars cut from COGS, hours of process time saved
  • Six Sigma Black Belt, PMP, CSCP certifications carry pay premiums
  • P&L responsibility and headcount managed
  • ERP / automation experience (SAP, NetSuite, Workday, RPA tooling)

Beyond Base Salary, Negotiate

Annual performance bonus tied to operational KPIsPMP, Six Sigma, CSCP certification reimbursementProfit-share or long-term incentive plan (LTIP)Relocation package for plant / DC rolesTuition reimbursement (often MBA-eligible)

What To Say

"I delivered $X in annualized savings in my last role through process redesign. With my PMP and Black Belt, I'm targeting $X base plus a performance bonus tied to operational KPIs."

Anchor on $110K$128K for experienced roles, citing Memphis market data and your specific SQL/Power BI/Tableau expertise.

Business Analyst Salary FAQ — Memphis

What is the average Business Analyst salary in Memphis, TN?
The average Business Analyst salary in Memphis is $78,021 per year as of April 2026 — $6,502/month, $1,500/week, or about $38/hour. Salaries range from $52,800 (entry, 25th percentile) up to $127,600 (experienced, 90th percentile). Source: BLS Occupational Employment and Wage Statistics adjusted for Memphis's cost-of-living multiplier (0.88×).
Is $78,021 a good Business Analyst salary in Memphis?
Solid above median. Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income. Memphis's cost-of-living index is 85 (vs 100 nationally), giving $78,021 a real purchasing power of approximately $91,789 in national terms. Comfortable lifestyle with strong savings potential - the median paycheck stretches well above the national average here.
Can you live on $78,021 in Memphis?
Median local pay typically supports a single-earner family of four with a starter home, modest college savings, and standard healthcare costs covered. Stay under 25% of pre-tax income on rent. In this market, that is realistic on most professional salaries and leaves room for retirement contributions. For Memphis specifically (median home price $175,000), a $78,021 salary supports a comfortable lifestyle.
Is $78,021 enough for a single person in Memphis?
A single adult in Memphis typically needs ~$38,250 for a comfortable lifestyle (housing, food, transport, healthcare, modest savings). A $78,021 salary is well above that threshold — a single person can live comfortably with significant savings room.
Is $78,021 enough for a couple in Memphis?
A couple (one earner) in Memphis typically needs ~$61,200 for a comfortable lifestyle. A $78,021 salary as the sole household income is sufficient — enabling moderate housing, savings, and discretionary spending. Two earners at $78,021 each ($156,042 household) provides solid middle-class comfort.
Is $78,021 enough for a family of 4 in Memphis?
A family of 4 (one earner) in Memphis typically needs ~$93,500 for a comfortable middle-class lifestyle (housing for 4, childcare/school, food, healthcare, transport, savings). A $78,021 salary as the sole household income is below the comfortable threshold — most families need a second income or to live in cheaper suburbs/exurbs of Memphis. Childcare costs in Memphis typically run $13K-$24K per child per year.
What is the take-home pay for a Business Analyst in Memphis?
On a $78,021 Business Analyst salary in Memphis, TN, you take home approximately $63,185.774 per year ($5,265/month, $2,430 per biweekly paycheck) after taxes. Breakdown: federal $8,866.62, state $0, FICA $5,968.607. Effective tax rate: 19.0%. (Single filer, standard deduction, no other adjustments.)
How much do Business Analysts in Memphis earn compared to the US average?
Business Analysts in Memphis earn approximately 12% less than the US national median for this role ($88,660 nationally vs $78,021 in Memphis). However, Memphis's cost-of-living index of 85 means real purchasing power is approximately $91,789 when adjusted for local prices.
What does an entry-level Business Analyst earn in Memphis?
Entry-level Business Analysts in Memphis typically start at around $57,200 (0–2 years experience). With 5+ years, Business Analysts earn $110,000 or more. Top earners (90th percentile) reach $127,600+, typically at senior or lead levels with specialized skills.
Did Business Analyst salaries in Memphis increase in 2026?
Yes — Business Analyst salaries in Memphis grew approximately 360.0% year-over-year, from $16,961 in 2025 to $78,021 in 2026 (+$61,060). This reflects the broader Operations sector's compensation trend, driven by SQL and Power BI/Tableau demand.
What's the job outlook for Business Analysts in Memphis?
BA roles growing 11%. Data-savvy BAs in highest demand. Memphis's top industries include Logistics (FedEx), Healthcare, Manufacturing, and the metro's current unemployment rate is 4.5% — steady demand for skilled workers.
What skills are most in demand for Business Analysts in 2026?
The hottest 2026 skills for Business Analysts are: SQL, Power BI/Tableau, Process automation, AI tools, Six Sigma. ATS systems specifically scan for these keywords. Adding them to your resume — naturally and in context — significantly improves your match rate with employers in Memphis.
Who are the top employers hiring Business Analysts in Memphis?
Top employers hiring Business Analysts in or near Memphis include: Big 4 consulting, Banks, Insurance, Healthcare systems, Tech companies. Most use ATS software (Workday, Greenhouse, Taleo, iCIMS) to screen resumes — meaning your resume must be ATS-optimized to even get a human reader.
How do I negotiate a higher Business Analyst salary in Memphis?
I delivered $X in annualized savings in my last role through process redesign. With my PMP and Black Belt, I'm targeting $X base plus a performance bonus tied to operational KPIs. Key leverage points for Operations negotiations: Quantified savings: dollars cut from COGS, hours of process time saved; Six Sigma Black Belt, PMP, CSCP certifications carry pay premiums; P&L responsibility and headcount managed. Beyond base salary, negotiate for: Annual performance bonus tied to operational KPIs, PMP, Six Sigma, CSCP certification reimbursement, Profit-share or long-term incentive plan (LTIP), Relocation package for plant / DC roles.
How can I increase my Business Analyst salary in Memphis?
Three highest-leverage moves: (1) Add 2026's hot skills (SQL, Power BI/Tableau, Process automation) — they command 15-30% premiums. (2) Get a recognized certification (e.g., CBAP or CCBA). (3) Tailor your resume to each role's keywords — CVCraft's ATS scanner shows you exactly what's missing.
What education do I need to become a Business Analyst in Memphis?
Bachelor's degree is the typical path. However, Memphis's competitive market increasingly values demonstrable skills, portfolios, and certifications alongside (or in place of) traditional degrees — particularly for Operations roles.

Methodology & Sources

Business Analyst salary figures for Memphis are computed by adjusting the BLS national median ($88,660) by Memphis's cost-of-living multiplier of 0.88× — a composite of regional wage data and price parities. Year-over-year change (360.0%) reflects the Operations sector's 2025-2026 wage growth per BLS Employment Cost Index trends. Last reviewed April 28, 2026.

Land a $78K+ Business Analyst Role in Memphis

Knowing the salary is step one. Step two: getting past the ATS. CVCraft scans your resume, finds missing keywords, and fixes formatting issues in 60 seconds.

Scan My Resume Free

No signup required · Works for all Operations roles