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2026 Salary Data — Albuquerque, NM
Updated April 28, 2026

Physician Salary in Albuquerque: $206K Median

Physicians in Albuquerque, NM earn between $158K and $360K per year.

That's -10% below the US national median of $229,300 for this role.

Quick Answer

As of April 2026, the median Physician salary in Albuquerque, NM is $206,370 per year — -10% below the US national median of $229,300. Salaries range from $157,500 (entry, 25th percentile) to $360,000 (90th percentile). Physicians in Albuquerque earned approximately $31,268 in 2025, representing 560.0% year-over-year growth.

Median
$206,370
+560.0% YoY · $17,198/mo
Entry
$180,000
0–2 years
Experienced
$315,000
5+ years
Top 10%
$360,000
Senior/lead

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About Physicians in Albuquerque

Physicians diagnose and treat illnesses, prescribe medications, and provide preventive care. Specialties range widely in compensation.

Core Responsibilities

  • Patient diagnosis and treatment
  • Order tests and prescriptions
  • Document patient records
  • Coordinate care
  • Lead medical teams

Education & Certifications

Typical path: MD/DO + residency (3-7 years)

In-demand certifications

MD or DOBoard certificationState medical licenseDEA registration

Albuquerque Job Market

Defense research hub with affordable cost of living.

Population
562K
Cost of Living
94
vs 100 US avg
Unemployment
4%
Median Home
$320K

Top Industries in Albuquerque

GovernmentDefense (Sandia)HealthcareTechTourism

Top Employers Hiring Physicians

Major employers active in Albuquerque or hiring remotely from this metro.

Mayo Clinic
Cleveland Clinic
Kaiser Permanente
Johns Hopkins
HCA Healthcare
Veterans Health

All major employers use ATS software.

Workday, Greenhouse, Taleo, and iCIMS auto-screen 75% of resumes before a human ever sees them. Scan your resume free to see your match rate.

2026 Hot Skills & Resume Keywords

Skills that command salary premiums and pass ATS keyword filters.

Hottest 2026 Skills

These appear in the highest-paying Physician listings.

TelemedicineAI-assisted diagnosisConcierge medicineSpecialty practiceEHR efficiency

ATS Resume Keywords

Include these naturally throughout your resume.

MDboard certifiedpatient careEHR (Epic)clinical researchspecialtyresidency
Career Outlook
+4% Growth Projected (2024-2034)

Physician demand strong with growing US population. Specialties like radiology, anesthesiology, and orthopedics paying $400K+.

Physician Salary Breakdown — Albuquerque

PeriodEntry (25th)Median (50th)Top (90th)
Annual$157,500$206,370$360,000
Monthly$13,125$17,198$30,000
Weekly$3,029$3,969$6,923
Hourly$76$99$173

Based on 2080 working hours/year. Local figures derived from BLS Occupational Employment and Wage Statistics national median ($229,300) adjusted for Albuquerque's cost-of-living multiplier (0.90×, sourced from BEA Regional Price Parities).

Physician Take-Home Pay in Albuquerque

After federal, state and FICA taxes — single filer, standard deduction.

Net Annual Take-Home
$144,300.985
Per month$12,025
Biweekly paycheck$5,550
Effective tax rate30.1%

Tax Breakdown on $206,370

Gross salary$206,370
Federal income tax$38,871.8
New Mexico state tax$9,286.65
FICA (Social Security + Medicare)$13,910.565
Take-home (net)$144,300.985

Estimates assume single filer, standard deduction ($14,600 for 2026), no 401(k)/HSA/dependents. Actual take-home varies with deductions, dependents, and benefits elections. Not tax advice.

Physician Salary by Experience — Albuquerque

Career-stage progression for Physicians in Albuquerque.

ExperienceAnnual Salary
0–1 yr$165,600
2–3 yr$180,000
4–6 yr$247,500
7–10 yr$315,000
11–15 yr$371,700
15+ yr$337,500

Curve derived from BLS percentile data adjusted for Albuquerque's 0.90× cost-of-living multiplier. Highlighted row = 7–10 year experienced level.

Year-Over-Year Trend

+560.0% vs 2025

2025 median:$31,268
2026 median:$206,370
Change:+$175,102

Healthcare sector growth driven by demand for Telemedicine and AI-assisted diagnosis.

Is This A Good Salary?

Excellent

Adjusted for local cost of living, this salary delivers top-tier real purchasing power - well above what the same nominal pay would buy in most US metros. Strong savings, home-buying, and discretionary spending are all realistic.

COL-Adjusted Purchasing Power
$219,543
Comfortable lifestyle with strong savings potential - the median paycheck stretches well above the national average here.

How to Negotiate Your Physician Salary in Albuquerque

Walk-away anchor: $187,609 (offers below this are below market for Albuquerque).

Leverage Points

  • Specialty certifications (CCRN, OCS, BCPS, FNP) command 8-15% premiums
  • Compact license / multi-state authority and willingness to float between units
  • Night, weekend, and holiday shift differentials add up to $10K-$25K annually
  • Critical-shortage specialties (ICU, ER, NICU, oncology) have the most leverage

Beyond Base Salary, Negotiate

Sign-on bonus ($10K-$30K, often $50K+ for hard-to-fill roles)Tuition reimbursement and certification stipendsLoan repayment programs (especially federal/HRSA-eligible)Shift differentials (nights +15%, weekends +10%)Relocation package and housing stipend

What To Say

"Given the current shortage in this specialty and my certifications, I'm looking for $X base plus shift differential and a sign-on bonus. What flexibility do you have on those line items?"

Anchor on $315K$360K for experienced roles, citing Albuquerque market data and your specific Telemedicine/AI-assisted diagnosis expertise.

Physician Salary FAQ — Albuquerque

What is the average Physician salary in Albuquerque, NM?
The average Physician salary in Albuquerque is $206,370 per year as of April 2026 — $17,198/month, $3,969/week, or about $99/hour. Salaries range from $157,500 (entry, 25th percentile) up to $360,000 (experienced, 90th percentile). Source: BLS Occupational Employment and Wage Statistics adjusted for Albuquerque's cost-of-living multiplier (0.90×).
Is $206,370 a good Physician salary in Albuquerque?
Excellent. Adjusted for local cost of living, this salary delivers top-tier real purchasing power - well above what the same nominal pay would buy in most US metros. Strong savings, home-buying, and discretionary spending are all realistic. Albuquerque's cost-of-living index is 94 (vs 100 nationally), giving $206,370 a real purchasing power of approximately $219,543 in national terms. Comfortable lifestyle with strong savings potential - the median paycheck stretches well above the national average here.
Can you live on $206,370 in Albuquerque?
Median local pay typically supports a single-earner family of four with a starter home, modest college savings, and standard healthcare costs covered. Stay under 25% of pre-tax income on rent. In this market, that is realistic on most professional salaries and leaves room for retirement contributions. For Albuquerque specifically (median home price $320,000), a $206,370 salary supports a comfortable lifestyle.
Is $206,370 enough for a single person in Albuquerque?
A single adult in Albuquerque typically needs ~$42,300 for a comfortable lifestyle (housing, food, transport, healthcare, modest savings). A $206,370 salary is well above that threshold — a single person can live comfortably with significant savings room.
Is $206,370 enough for a couple in Albuquerque?
A couple (one earner) in Albuquerque typically needs ~$67,680 for a comfortable lifestyle. A $206,370 salary as the sole household income is sufficient — enabling moderate housing, savings, and discretionary spending. Two earners at $206,370 each ($412,740 household) provides solid middle-class comfort.
Is $206,370 enough for a family of 4 in Albuquerque?
A family of 4 (one earner) in Albuquerque typically needs ~$103,400 for a comfortable middle-class lifestyle (housing for 4, childcare/school, food, healthcare, transport, savings). A $206,370 salary as the sole household income is sufficient — a family of 4 can afford this metro on a single Physician income with prudent budgeting. Childcare costs in Albuquerque typically run $14K-$26K per child per year.
What is the take-home pay for a Physician in Albuquerque?
On a $206,370 Physician salary in Albuquerque, NM, you take home approximately $144,300.985 per year ($12,025/month, $5,550 per biweekly paycheck) after taxes. Breakdown: federal $38,871.8, state $9,286.65, FICA $13,910.565. Effective tax rate: 30.1%. (Single filer, standard deduction, no other adjustments.)
How much do Physicians in Albuquerque earn compared to the US average?
Physicians in Albuquerque earn approximately 10% less than the US national median for this role ($229,300 nationally vs $206,370 in Albuquerque). However, Albuquerque's cost-of-living index of 94 means real purchasing power is approximately $219,543 when adjusted for local prices.
What does an entry-level Physician earn in Albuquerque?
Entry-level Physicians in Albuquerque typically start at around $180,000 (0–2 years experience). With 5+ years, Physicians earn $315,000 or more. Top earners (90th percentile) reach $360,000+, typically at senior or lead levels with specialized skills.
Did Physician salaries in Albuquerque increase in 2026?
Yes — Physician salaries in Albuquerque grew approximately 560.0% year-over-year, from $31,268 in 2025 to $206,370 in 2026 (+$175,102). This reflects the broader Healthcare sector's compensation trend, driven by Telemedicine and AI-assisted diagnosis demand.
What's the job outlook for Physicians in Albuquerque?
Physician demand strong with growing US population. Specialties like radiology, anesthesiology, and orthopedics paying $400K+. Albuquerque's top industries include Government, Defense (Sandia), Healthcare, and the metro's current unemployment rate is 4% — steady demand for skilled workers.
What skills are most in demand for Physicians in 2026?
The hottest 2026 skills for Physicians are: Telemedicine, AI-assisted diagnosis, Concierge medicine, Specialty practice, EHR efficiency. ATS systems specifically scan for these keywords. Adding them to your resume — naturally and in context — significantly improves your match rate with employers in Albuquerque.
Who are the top employers hiring Physicians in Albuquerque?
Top employers hiring Physicians in or near Albuquerque include: Mayo Clinic, Cleveland Clinic, Kaiser Permanente, Johns Hopkins, HCA Healthcare, Veterans Health. Most use ATS software (Workday, Greenhouse, Taleo, iCIMS) to screen resumes — meaning your resume must be ATS-optimized to even get a human reader.
How do I negotiate a higher Physician salary in Albuquerque?
Given the current shortage in this specialty and my certifications, I'm looking for $X base plus shift differential and a sign-on bonus. What flexibility do you have on those line items? Key leverage points for Healthcare negotiations: Specialty certifications (CCRN, OCS, BCPS, FNP) command 8-15% premiums; Compact license / multi-state authority and willingness to float between units; Night, weekend, and holiday shift differentials add up to $10K-$25K annually. Beyond base salary, negotiate for: Sign-on bonus ($10K-$30K, often $50K+ for hard-to-fill roles), Tuition reimbursement and certification stipends, Loan repayment programs (especially federal/HRSA-eligible), Shift differentials (nights +15%, weekends +10%).
How can I increase my Physician salary in Albuquerque?
Three highest-leverage moves: (1) Add 2026's hot skills (Telemedicine, AI-assisted diagnosis, Concierge medicine) — they command 15-30% premiums. (2) Get a recognized certification (e.g., MD or DO or Board certification). (3) Tailor your resume to each role's keywords — CVCraft's ATS scanner shows you exactly what's missing.
What education do I need to become a Physician in Albuquerque?
MD/DO + residency (3-7 years) is the typical path. However, Albuquerque's competitive market increasingly values demonstrable skills, portfolios, and certifications alongside (or in place of) traditional degrees — particularly for Healthcare roles.

Methodology & Sources

Physician salary figures for Albuquerque are computed by adjusting the BLS national median ($229,300) by Albuquerque's cost-of-living multiplier of 0.90× — a composite of regional wage data and price parities. Year-over-year change (560.0%) reflects the Healthcare sector's 2025-2026 wage growth per BLS Employment Cost Index trends. Last reviewed April 28, 2026.

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