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2026 Salary Data — Long Beach, CA
Updated April 28, 2026

Financial Planner Salary in Long Beach: $115K Median

Financial Planners in Long Beach, CA earn between $75K and $190K per year.

That's +20% above the US national median of $96,000 for this role.

Quick Answer

As of April 2026, the median Financial Planner salary in Long Beach, CA is $115,200 per year — +20% above the US national median of $96,000. Salaries range from $74,880 (entry, 25th percentile) to $190,080 (90th percentile). Financial Planners in Long Beach earned approximately $22,588 in 2025, representing 410.0% year-over-year growth.

Median
$115,200
+410.0% YoY · $9,600/mo
Entry
$89,856
0–2 years
Experienced
$152,064
5+ years
Top 10%
$190,080
Senior/lead
Financial Planner Salary — Long Beach vs Nearby
Long Beach
$115K
Los Angeles
$123K
-6% vs Long Beach
San Diego
$113K
+2% vs Long Beach
San Francisco
$149K
-23% vs Long Beach

Free ATS scan · Long Beach employers · Results in 60 seconds

About Financial Planners in Long Beach

Financial planners help individuals and families plan for retirement, investments, taxes, and estate goals. CFP-track planners deliver holistic, fiduciary-grade advice.

Core Responsibilities

  • Build comprehensive financial plans
  • Advise on retirement and investment strategy
  • Manage client portfolios and rebalancing
  • Coordinate tax and estate planning
  • Build long-term client relationships

Education & Certifications

Typical path: Bachelor's degree + CFP certification

In-demand certifications

Certified Financial Planner (CFP)ChFCCFASeries 7/65/66CPA/PFS

Long Beach Job Market

Major Pacific port city with strong aerospace and healthcare presence.

Population
467K
Cost of Living
153
vs 100 US avg
Unemployment
5%
Median Home
$770K

Top Industries in Long Beach

AerospaceHealthcareLogistics (Port)TourismEducation

Top Employers Hiring Financial Planners

Major employers active in Long Beach or hiring remotely from this metro.

Fidelity
Vanguard
Charles Schwab
Edward Jones
Merrill Lynch
Morgan Stanley
RIAs (independent)
Northwestern Mutual

All major employers use ATS software.

Workday, Greenhouse, Taleo, and iCIMS auto-screen 75% of resumes before a human ever sees them. Scan your resume free to see your match rate.

2026 Hot Skills & Resume Keywords

Skills that command salary premiums and pass ATS keyword filters.

Hottest 2026 Skills

These appear in the highest-paying Financial Planner listings.

CFP designationtax planningestate planningfee-only RIA modelfinancial planning software (eMoney, RightCapital)behavioral finance

ATS Resume Keywords

Include these naturally throughout your resume.

CFPfinancial planningretirement planninginvestment managementwealth managementfiduciarytax planningestate planningSeries 65client relationships
Career Outlook
+13% Growth Projected (2024-2034)

Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs.

Financial Planner Salary Breakdown — Long Beach

PeriodEntry (25th)Median (50th)Top (90th)
Annual$74,880$115,200$190,080
Monthly$6,240$9,600$15,840
Weekly$1,440$2,215$3,655
Hourly$36$55$91

Based on 2080 working hours/year. Local figures derived from BLS Occupational Employment and Wage Statistics national median ($96,000) adjusted for Long Beach's cost-of-living multiplier (1.20×, sourced from BEA Regional Price Parities).

Financial Planner Take-Home Pay in Long Beach

After federal, state and FICA taxes — single filer, standard deduction.

Net Annual Take-Home
$83,005.2
Per month$6,917
Biweekly paycheck$3,193
Effective tax rate27.9%

Tax Breakdown on $115,200

Gross salary$115,200
Federal income tax−$17,046
California state tax−$6,336
FICA (Social Security + Medicare)−$8,812.8
Take-home (net)$83,005.2

Estimates assume single filer, standard deduction ($14,600 for 2026), no 401(k)/HSA/dependents. Actual take-home varies with deductions, dependents, and benefits elections. Not tax advice.

Financial Planner Salary by Experience — Long Beach

Career-stage progression for Financial Planners in Long Beach.

ExperienceAnnual Salary
0–1 yr$82,668
2–3 yr$89,856
4–6 yr$120,960
7–10 yr$152,064
11–15 yr$179,436
15+ yr$171,072

Curve derived from BLS percentile data adjusted for Long Beach's 1.20× cost-of-living multiplier. Highlighted row = 7–10 year experienced level.

Year-Over-Year Trend

+410.0% vs 2025

2025 median:$22,588
2026 median:$115,200
Change:+$92,612

Finance sector growth driven by demand for CFP designation and tax planning.

Is This A Good Salary?

Solid above median

Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income.

COL-Adjusted Purchasing Power
$75,294
Difficult on the median - the nominal salary masks how little real purchasing power remains after rent, taxes, and basic costs.

How to Negotiate Your Financial Planner Salary in Long Beach

Walk-away anchor: $102,857 (offers below this are below market for Long Beach).

Leverage Points

  • Bonus targets and historical payout percentages (ask for last 3 years actual)
  • Profit-share, carry, or AUM-linked compensation for senior roles
  • CFA, CPA, or Series licenses materially shift base compensation
  • Buyout of unvested deferred comp from your current employer

Beyond Base Salary, Negotiate

Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan

What To Say

"I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor?"

Anchor on $152K–$190K for experienced roles, citing Long Beach market data and your specific CFP designation/tax planning expertise.

Financial Planner Salary FAQ — Long Beach

What is the average Financial Planner salary in Long Beach, CA?
The average Financial Planner salary in Long Beach is $115,200 per year as of April 2026 — $9,600/month, $2,215/week, or about $55/hour. Salaries range from $74,880 (entry, 25th percentile) up to $190,080 (experienced, 90th percentile). Source: BLS Occupational Employment and Wage Statistics adjusted for Long Beach's cost-of-living multiplier (1.20×).
Is $115,200 a good Financial Planner salary in Long Beach?
Solid above median. Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income. Long Beach's cost-of-living index is 153 (vs 100 nationally), giving $115,200 a real purchasing power of approximately $75,294 in national terms. Difficult on the median - the nominal salary masks how little real purchasing power remains after rent, taxes, and basic costs.
Can you live on $115,200 in Long Beach?
Median pay is below HUD's low-income threshold for a family of four in some of these metros (notably San Francisco, where $104K qualifies as 'low income'). Raising a family on the median typically requires two earners, a long commute, or family help with housing. Spending 30% on rent is impossible at the median in this market - most workers spend 40-50% or take roommates well into their 30s. HUD classifies anything over 30% as 'cost-burdened' here. For Long Beach specifically (median home price $770,000), a $115,200 salary supports a comfortable lifestyle.
Is $115,200 enough for a single person in Long Beach?
A single adult in Long Beach typically needs ~$68,850 for a comfortable lifestyle (housing, food, transport, healthcare, modest savings). A $115,200 salary is well above that threshold — a single person can live comfortably with significant savings room.
Is $115,200 enough for a couple in Long Beach?
A couple (one earner) in Long Beach typically needs ~$110,160 for a comfortable lifestyle. A $115,200 salary as the sole household income is sufficient — enabling moderate housing, savings, and discretionary spending. Two earners at $115,200 each ($230,400 household) provides solid middle-class comfort.
Is $115,200 enough for a family of 4 in Long Beach?
A family of 4 (one earner) in Long Beach typically needs ~$168,300 for a comfortable middle-class lifestyle (housing for 4, childcare/school, food, healthcare, transport, savings). A $115,200 salary as the sole household income is below the comfortable threshold — most families need a second income or to live in cheaper suburbs/exurbs of Long Beach. Childcare costs in Long Beach typically run $23K-$43K per child per year.
What is the take-home pay for a Financial Planner in Long Beach?
On a $115,200 Financial Planner salary in Long Beach, CA, you take home approximately $83,005.2 per year ($6,917/month, $3,193 per biweekly paycheck) after taxes. Breakdown: federal $17,046, state $6,336, FICA $8,812.8. Effective tax rate: 27.9%. (Single filer, standard deduction, no other adjustments.)
How much do Financial Planners in Long Beach earn compared to the US average?
Financial Planners in Long Beach earn approximately 20% more than the US national median for this role ($96,000 nationally vs $115,200 in Long Beach). However, Long Beach's cost-of-living index of 153 means real purchasing power is approximately $75,294 when adjusted for local prices.
What does an entry-level Financial Planner earn in Long Beach?
Entry-level Financial Planners in Long Beach typically start at around $89,856 (0–2 years experience). With 5+ years, Financial Planners earn $152,064 or more. Top earners (90th percentile) reach $190,080+, typically at senior or lead levels with specialized skills.
Did Financial Planner salaries in Long Beach increase in 2026?
Yes — Financial Planner salaries in Long Beach grew approximately 410.0% year-over-year, from $22,588 in 2025 to $115,200 in 2026 (+$92,612). This reflects the broader Finance sector's compensation trend, driven by CFP designation and tax planning demand.
What's the job outlook for Financial Planners in Long Beach?
Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs. Long Beach's top industries include Aerospace, Healthcare, Logistics (Port), and the metro's current unemployment rate is 5% — steady demand for skilled workers.
What skills are most in demand for Financial Planners in 2026?
The hottest 2026 skills for Financial Planners are: CFP designation, tax planning, estate planning, fee-only RIA model, financial planning software (eMoney, RightCapital), behavioral finance. ATS systems specifically scan for these keywords. Adding them to your resume — naturally and in context — significantly improves your match rate with employers in Long Beach.
Who are the top employers hiring Financial Planners in Long Beach?
Top employers hiring Financial Planners in or near Long Beach include: Fidelity, Vanguard, Charles Schwab, Edward Jones, Merrill Lynch, Morgan Stanley. Most use ATS software (Workday, Greenhouse, Taleo, iCIMS) to screen resumes — meaning your resume must be ATS-optimized to even get a human reader.
How do I negotiate a higher Financial Planner salary in Long Beach?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Key leverage points for Finance negotiations: Bonus targets and historical payout percentages (ask for last 3 years actual); Profit-share, carry, or AUM-linked compensation for senior roles; CFA, CPA, or Series licenses materially shift base compensation. Beyond base salary, negotiate for: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off.
How can I increase my Financial Planner salary in Long Beach?
Three highest-leverage moves: (1) Add 2026's hot skills (CFP designation, tax planning, estate planning) — they command 15-30% premiums. (2) Get a recognized certification (e.g., Certified Financial Planner (CFP) or ChFC). (3) Tailor your resume to each role's keywords — CVCraft's ATS scanner shows you exactly what's missing.
What education do I need to become a Financial Planner in Long Beach?
Bachelor's degree + CFP certification is the typical path. However, Long Beach's competitive market increasingly values demonstrable skills, portfolios, and certifications alongside (or in place of) traditional degrees — particularly for Finance roles.

Methodology & Sources

Financial Planner salary figures for Long Beach are computed by adjusting the BLS national median ($96,000) by Long Beach's cost-of-living multiplier of 1.20× — a composite of regional wage data and price parities. Year-over-year change (410.0%) reflects the Finance sector's 2025-2026 wage growth per BLS Employment Cost Index trends. Last reviewed April 28, 2026.

Data Sources

Related Roles in Long Beach

Financial Analyst →Accountant →Real Estate Agent →

Financial Planner Salary in Other Cities

Los Angeles, CA$123KSan Diego, CA$113KSan Francisco, CA$149KFresno, CA$91KSacramento, CA$104KOakland, CA$134K

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