2026 Salary — Tennessee
Updated April 29, 2026
Financial Planner Salary in Tennessee: $91K Median
Financial Planners in Tennessee earn between $59K and $150K per year.
That's -5% below the US national median.
Quick Answer
As of April 2026, the median Financial Planner salary in Tennessee is $91,200 per year — -5% below the US national median of $96,000. Salaries range from $59,280 (entry, 25th percentile) to $150,480 (90th percentile). Tennessee's cost-of-living index is 92. Tennessee has no state income tax.
Median
$91,200
+410.0% YoY
Entry
$71,136
Experienced
$120,384
Top 10%
$150,480
About Financial Planners in Tennessee
Financial planners help individuals and families plan for retirement, investments, taxes, and estate goals. CFP-track planners deliver holistic, fiduciary-grade advice.
Hot 2026 Skills
CFP designationtax planningestate planningfee-only RIA modelfinancial planning software (eMoney, RightCapital)behavioral finance
ATS Keywords
CFPfinancial planningretirement planninginvestment managementwealth managementfiduciarytax planningestate planningSeries 65client relationships
How to Negotiate Your Financial Planner Salary in Tennessee
Walk-away anchor: $81,429.
Leverage Points
- Bonus targets and historical payout percentages (ask for last 3 years actual)
- Profit-share, carry, or AUM-linked compensation for senior roles
- CFA, CPA, or Series licenses materially shift base compensation
- Buyout of unvested deferred comp from your current employer
Negotiate Beyond Base
Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan
Financial Planner Salary FAQ — Tennessee
What is the average Financial Planner salary in Tennessee?
The average Financial Planner salary in Tennessee is $91,200 per year as of April 2026. Salaries range from $59,280 (entry, 25th percentile) up to $150,480 (90th percentile). Tennessee has no state income tax — increasing take-home meaningfully.
How does Financial Planner pay in Tennessee compare to the US average?
Financial Planners in Tennessee earn approximately 5% less than the US national median ($96,000 nationally vs $91,200 in Tennessee). Tennessee's cost-of-living index of 92 amplifies the real purchasing power.
Did Financial Planner salaries in Tennessee increase in 2026?
Yes — Financial Planner salaries in Tennessee grew approximately 410.0% year-over-year, from $17,882 in 2025 to $91,200 in 2026. This reflects the broader Finance sector's wage growth, driven by CFP designation and tax planning demand.
Which Tennessee cities pay Financial Planners the most?
Top-paying Tennessee metros for Financial Planners: Nashville ($96K), Memphis ($84K). Click any city for full breakdown including take-home pay.
What's the job outlook for Financial Planners in Tennessee?
Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs. Tennessee's top industries include Healthcare, Manufacturing (Auto, EV), Logistics (FedEx), and the state's unemployment rate is 3.6% — a tight labor market favoring candidates.
Does Tennessee have state income tax?
No, Tennessee has no state income tax. This significantly boosts take-home pay vs comparable salaries in tax states like California or New York. At $91,200, you keep all of it (after federal + FICA).
What skills are most in demand for Financial Planners in 2026?
Hottest 2026 skills: CFP designation, tax planning, estate planning, fee-only RIA model, financial planning software (eMoney, RightCapital), behavioral finance. ATS systems specifically scan for these. Adding them to your resume — naturally and in context — improves your match rate with Tennessee employers.
How can I increase my Financial Planner salary in Tennessee?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Beyond base, negotiate: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off. Walk-away anchor for Tennessee: $81,429.
Methodology
Tennessee Financial Planner salary is the BLS national median ($96,000) adjusted by Tennessee's state multiplier (0.95×). YoY rate from BLS Employment Cost Index. Last reviewed April 29, 2026.
Financial Planner Salary in Other States
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