2026 Salary — Rhode Island
Updated April 29, 2026
Financial Planner Salary in Rhode Island: $99K Median
Financial Planners in Rhode Island earn between $64K and $163K per year.
That's +3% above the US national median.
Quick Answer
As of April 2026, the median Financial Planner salary in Rhode Island is $98,880 per year — +3% above the US national median of $96,000. Salaries range from $64,272 (entry, 25th percentile) to $163,152 (90th percentile). Rhode Island's cost-of-living index is 110. State income tax applies.
Median
$98,880
+410.0% YoY
Entry
$77,126
Experienced
$130,522
Top 10%
$163,152
About Financial Planners in Rhode Island
Financial planners help individuals and families plan for retirement, investments, taxes, and estate goals. CFP-track planners deliver holistic, fiduciary-grade advice.
Hot 2026 Skills
CFP designationtax planningestate planningfee-only RIA modelfinancial planning software (eMoney, RightCapital)behavioral finance
ATS Keywords
CFPfinancial planningretirement planninginvestment managementwealth managementfiduciarytax planningestate planningSeries 65client relationships
How to Negotiate Your Financial Planner Salary in Rhode Island
Walk-away anchor: $88,286.
Leverage Points
- Bonus targets and historical payout percentages (ask for last 3 years actual)
- Profit-share, carry, or AUM-linked compensation for senior roles
- CFA, CPA, or Series licenses materially shift base compensation
- Buyout of unvested deferred comp from your current employer
Negotiate Beyond Base
Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan
Financial Planner Salary FAQ — Rhode Island
What is the average Financial Planner salary in Rhode Island?
The average Financial Planner salary in Rhode Island is $98,880 per year as of April 2026. Salaries range from $64,272 (entry, 25th percentile) up to $163,152 (90th percentile). State income tax applies.
How does Financial Planner pay in Rhode Island compare to the US average?
Financial Planners in Rhode Island earn approximately 3% more than the US national median ($96,000 nationally vs $98,880 in Rhode Island). Rhode Island's cost-of-living index of 110 is close to the national average.
Did Financial Planner salaries in Rhode Island increase in 2026?
Yes — Financial Planner salaries in Rhode Island grew approximately 410.0% year-over-year, from $19,388 in 2025 to $98,880 in 2026. This reflects the broader Finance sector's wage growth, driven by CFP designation and tax planning demand.
Which Rhode Island cities pay Financial Planners the most?
Rhode Island has no major metros in our database — fallback to the closest tracked city for detailed breakdowns.
What's the job outlook for Financial Planners in Rhode Island?
Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs. Rhode Island's top industries include Healthcare, Education, Defense (Naval), and the state's unemployment rate is 4.5% — steady demand for skilled workers.
Does Rhode Island have state income tax?
Yes, Rhode Island has state income tax. This affects take-home pay — at $98,880, expect 4-7% effective state tax depending on filing status. See city pages for detailed take-home calculations.
What skills are most in demand for Financial Planners in 2026?
Hottest 2026 skills: CFP designation, tax planning, estate planning, fee-only RIA model, financial planning software (eMoney, RightCapital), behavioral finance. ATS systems specifically scan for these. Adding them to your resume — naturally and in context — improves your match rate with Rhode Island employers.
How can I increase my Financial Planner salary in Rhode Island?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Beyond base, negotiate: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off. Walk-away anchor for Rhode Island: $88,286.
Methodology
Rhode Island Financial Planner salary is the BLS national median ($96,000) adjusted by Rhode Island's state multiplier (1.03×). YoY rate from BLS Employment Cost Index. Last reviewed April 29, 2026.
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