2026 Salary — New Jersey
Updated April 29, 2026
Financial Planner Salary in New Jersey: $108K Median
Financial Planners in New Jersey earn between $70K and $177K per year.
That's +12% above the US national median.
Quick Answer
As of April 2026, the median Financial Planner salary in New Jersey is $107,520 per year — +12% above the US national median of $96,000. Salaries range from $69,888 (entry, 25th percentile) to $177,408 (90th percentile). New Jersey's cost-of-living index is 116. State income tax applies.
Median
$107,520
+410.0% YoY
Entry
$83,866
Experienced
$141,926
Top 10%
$177,408
About Financial Planners in New Jersey
Financial planners help individuals and families plan for retirement, investments, taxes, and estate goals. CFP-track planners deliver holistic, fiduciary-grade advice.
Hot 2026 Skills
CFP designationtax planningestate planningfee-only RIA modelfinancial planning software (eMoney, RightCapital)behavioral finance
ATS Keywords
CFPfinancial planningretirement planninginvestment managementwealth managementfiduciarytax planningestate planningSeries 65client relationships
How to Negotiate Your Financial Planner Salary in New Jersey
Walk-away anchor: $96,000.
Leverage Points
- Bonus targets and historical payout percentages (ask for last 3 years actual)
- Profit-share, carry, or AUM-linked compensation for senior roles
- CFA, CPA, or Series licenses materially shift base compensation
- Buyout of unvested deferred comp from your current employer
Negotiate Beyond Base
Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan
Financial Planner Salary FAQ — New Jersey
What is the average Financial Planner salary in New Jersey?
The average Financial Planner salary in New Jersey is $107,520 per year as of April 2026. Salaries range from $69,888 (entry, 25th percentile) up to $177,408 (90th percentile). State income tax applies.
How does Financial Planner pay in New Jersey compare to the US average?
Financial Planners in New Jersey earn approximately 12% more than the US national median ($96,000 nationally vs $107,520 in New Jersey). New Jersey's cost-of-living index of 116 partially offsets the higher salary.
Did Financial Planner salaries in New Jersey increase in 2026?
Yes — Financial Planner salaries in New Jersey grew approximately 410.0% year-over-year, from $21,082 in 2025 to $107,520 in 2026. This reflects the broader Finance sector's wage growth, driven by CFP designation and tax planning demand.
Which New Jersey cities pay Financial Planners the most?
New Jersey has no major metros in our database — fallback to the closest tracked city for detailed breakdowns.
What's the job outlook for Financial Planners in New Jersey?
Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs. New Jersey's top industries include Pharmaceuticals, Finance, Logistics, and the state's unemployment rate is 4.6% — steady demand for skilled workers.
Does New Jersey have state income tax?
Yes, New Jersey has state income tax. This affects take-home pay — at $107,520, expect 4-7% effective state tax depending on filing status. See city pages for detailed take-home calculations.
What skills are most in demand for Financial Planners in 2026?
Hottest 2026 skills: CFP designation, tax planning, estate planning, fee-only RIA model, financial planning software (eMoney, RightCapital), behavioral finance. ATS systems specifically scan for these. Adding them to your resume — naturally and in context — improves your match rate with New Jersey employers.
How can I increase my Financial Planner salary in New Jersey?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Beyond base, negotiate: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off. Walk-away anchor for New Jersey: $96,000.
Methodology
New Jersey Financial Planner salary is the BLS national median ($96,000) adjusted by New Jersey's state multiplier (1.12×). YoY rate from BLS Employment Cost Index. Last reviewed April 29, 2026.
Financial Planner Salary in Other States
Land a $108K+ Financial Planner Role in New Jersey
CVCraft scans your resume against New Jersey ATS systems — free, 60 seconds.
Scan My Resume Free