2026 Salary — Massachusetts
Updated April 29, 2026
Financial Planner Salary in Massachusetts: $113K Median
Financial Planners in Massachusetts earn between $74K and $187K per year.
That's +18% above the US national median.
Quick Answer
As of April 2026, the median Financial Planner salary in Massachusetts is $113,280 per year — +18% above the US national median of $96,000. Salaries range from $73,632 (entry, 25th percentile) to $186,912 (90th percentile). Massachusetts's cost-of-living index is 130. State income tax applies.
Median
$113,280
+410.0% YoY
Entry
$88,358
Experienced
$149,530
Top 10%
$186,912
About Financial Planners in Massachusetts
Financial planners help individuals and families plan for retirement, investments, taxes, and estate goals. CFP-track planners deliver holistic, fiduciary-grade advice.
Hot 2026 Skills
CFP designationtax planningestate planningfee-only RIA modelfinancial planning software (eMoney, RightCapital)behavioral finance
ATS Keywords
CFPfinancial planningretirement planninginvestment managementwealth managementfiduciarytax planningestate planningSeries 65client relationships
Financial Planner Salary in Massachusetts Metros
Click any city for full breakdown including take-home pay calculator.
| City | Median |
|---|---|
| Boston | $124,800 |
How to Negotiate Your Financial Planner Salary in Massachusetts
Walk-away anchor: $101,143.
Leverage Points
- Bonus targets and historical payout percentages (ask for last 3 years actual)
- Profit-share, carry, or AUM-linked compensation for senior roles
- CFA, CPA, or Series licenses materially shift base compensation
- Buyout of unvested deferred comp from your current employer
Negotiate Beyond Base
Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan
Financial Planner Salary FAQ — Massachusetts
What is the average Financial Planner salary in Massachusetts?
The average Financial Planner salary in Massachusetts is $113,280 per year as of April 2026. Salaries range from $73,632 (entry, 25th percentile) up to $186,912 (90th percentile). State income tax applies.
How does Financial Planner pay in Massachusetts compare to the US average?
Financial Planners in Massachusetts earn approximately 18% more than the US national median ($96,000 nationally vs $113,280 in Massachusetts). Massachusetts's cost-of-living index of 130 partially offsets the higher salary.
Did Financial Planner salaries in Massachusetts increase in 2026?
Yes — Financial Planner salaries in Massachusetts grew approximately 410.0% year-over-year, from $22,212 in 2025 to $113,280 in 2026. This reflects the broader Finance sector's wage growth, driven by CFP designation and tax planning demand.
Which Massachusetts cities pay Financial Planners the most?
Top-paying Massachusetts metros for Financial Planners: Boston ($125K). Click any city for full breakdown including take-home pay.
What's the job outlook for Financial Planners in Massachusetts?
Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs. Massachusetts's top industries include Biotech/Pharma, Higher Education, Healthcare, and the state's unemployment rate is 3.7% — a tight labor market favoring candidates.
Does Massachusetts have state income tax?
Yes, Massachusetts has state income tax. This affects take-home pay — at $113,280, expect 4-7% effective state tax depending on filing status. See city pages for detailed take-home calculations.
What skills are most in demand for Financial Planners in 2026?
Hottest 2026 skills: CFP designation, tax planning, estate planning, fee-only RIA model, financial planning software (eMoney, RightCapital), behavioral finance. ATS systems specifically scan for these. Adding them to your resume — naturally and in context — improves your match rate with Massachusetts employers.
How can I increase my Financial Planner salary in Massachusetts?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Beyond base, negotiate: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off. Walk-away anchor for Massachusetts: $101,143.
Methodology
Massachusetts Financial Planner salary is the BLS national median ($96,000) adjusted by Massachusetts's state multiplier (1.18×). YoY rate from BLS Employment Cost Index. Last reviewed April 29, 2026.
Financial Planner Salary in Other States
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