2026 Salary — Maryland
Updated April 29, 2026
Financial Planner Salary in Maryland: $106K Median
Financial Planners in Maryland earn between $69K and $174K per year.
That's +10% above the US national median.
Quick Answer
As of April 2026, the median Financial Planner salary in Maryland is $105,600 per year — +10% above the US national median of $96,000. Salaries range from $68,640 (entry, 25th percentile) to $174,240 (90th percentile). Maryland's cost-of-living index is 116. State income tax applies.
Median
$105,600
+410.0% YoY
Entry
$82,368
Experienced
$139,392
Top 10%
$174,240
About Financial Planners in Maryland
Financial planners help individuals and families plan for retirement, investments, taxes, and estate goals. CFP-track planners deliver holistic, fiduciary-grade advice.
Hot 2026 Skills
CFP designationtax planningestate planningfee-only RIA modelfinancial planning software (eMoney, RightCapital)behavioral finance
ATS Keywords
CFPfinancial planningretirement planninginvestment managementwealth managementfiduciarytax planningestate planningSeries 65client relationships
Financial Planner Salary in Maryland Metros
Click any city for full breakdown including take-home pay calculator.
| City | Median |
|---|---|
| Baltimore | $105,600 |
How to Negotiate Your Financial Planner Salary in Maryland
Walk-away anchor: $94,286.
Leverage Points
- Bonus targets and historical payout percentages (ask for last 3 years actual)
- Profit-share, carry, or AUM-linked compensation for senior roles
- CFA, CPA, or Series licenses materially shift base compensation
- Buyout of unvested deferred comp from your current employer
Negotiate Beyond Base
Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan
Financial Planner Salary FAQ — Maryland
What is the average Financial Planner salary in Maryland?
The average Financial Planner salary in Maryland is $105,600 per year as of April 2026. Salaries range from $68,640 (entry, 25th percentile) up to $174,240 (90th percentile). State income tax applies.
How does Financial Planner pay in Maryland compare to the US average?
Financial Planners in Maryland earn approximately 10% more than the US national median ($96,000 nationally vs $105,600 in Maryland). Maryland's cost-of-living index of 116 partially offsets the higher salary.
Did Financial Planner salaries in Maryland increase in 2026?
Yes — Financial Planner salaries in Maryland grew approximately 410.0% year-over-year, from $20,706 in 2025 to $105,600 in 2026. This reflects the broader Finance sector's wage growth, driven by CFP designation and tax planning demand.
Which Maryland cities pay Financial Planners the most?
Top-paying Maryland metros for Financial Planners: Baltimore ($106K). Click any city for full breakdown including take-home pay.
What's the job outlook for Financial Planners in Maryland?
Financial planner roles projected to grow 13% through 2034. Aging baby boomers and growing wealth transfer driving strong demand for CFPs. Maryland's top industries include Healthcare (Johns Hopkins), Government/Defense, Biotech, and the state's unemployment rate is 3.2% — a tight labor market favoring candidates.
Does Maryland have state income tax?
Yes, Maryland has state income tax. This affects take-home pay — at $105,600, expect 4-7% effective state tax depending on filing status. See city pages for detailed take-home calculations.
What skills are most in demand for Financial Planners in 2026?
Hottest 2026 skills: CFP designation, tax planning, estate planning, fee-only RIA model, financial planning software (eMoney, RightCapital), behavioral finance. ATS systems specifically scan for these. Adding them to your resume — naturally and in context — improves your match rate with Maryland employers.
How can I increase my Financial Planner salary in Maryland?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Beyond base, negotiate: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off. Walk-away anchor for Maryland: $94,286.
Methodology
Maryland Financial Planner salary is the BLS national median ($96,000) adjusted by Maryland's state multiplier (1.10×). YoY rate from BLS Employment Cost Index. Last reviewed April 29, 2026.
Financial Planner Salary in Other States
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