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2026 Salary Data — San Antonio, TX
Updated April 28, 2026

Accountant Salary in San Antonio: $74K Median

Accountants in San Antonio, TX earn between $51K and $123K per year.

That's -7% below the US national median of $79,880 for this role.

Quick Answer

As of April 2026, the median Accountant salary in San Antonio, TX is $74,288 per year — -7% below the US national median of $79,880. Salaries range from $51,150 (entry, 25th percentile) to $123,402 (90th percentile). Accountants in San Antonio earned approximately $14,566 in 2025, representing 410.0% year-over-year growth.

Median
$74,288
+410.0% YoY · $6,191/mo
Entry
$51,150
0–2 years
Experienced
$97,650
5+ years
Top 10%
$123,402
Senior/lead
Accountant Salary — San Antonio vs Nearby
San Antonio
$74K
Houston
$84K
-11% vs San Antonio
Dallas
$84K
-11% vs San Antonio
Austin
$92K
-19% vs San Antonio

Free ATS scan · San Antonio employers · Results in 60 seconds

About Accountants in San Antonio

Accountants prepare financial statements, ensure compliance with regulations, perform audits, and provide financial analysis.

Core Responsibilities

  • Prepare financial statements
  • Tax preparation and planning
  • Audit support
  • Financial analysis
  • Internal controls

Education & Certifications

Typical path: Bachelor's degree in accounting; 150 credit hours for CPA

In-demand certifications

CPACMACIACFAEnrolled Agent (IRS)

San Antonio Job Market

Military and healthcare hub with growing cybersecurity sector.

Population
1547K
Cost of Living
91
vs 100 US avg
Unemployment
4.2%
Median Home
$295K

Top Industries in San Antonio

Military/DefenseHealthcareTourismManufacturingCybersecurity

Top Employers Hiring Accountants

Major employers active in San Antonio or hiring remotely from this metro.

Big Four (Deloitte, PwC, EY, KPMG)
Berkshire Hathaway
JPMorgan
Goldman Sachs
Mid-tier firms (BDO, RSM)

All major employers use ATS software.

Workday, Greenhouse, Taleo, and iCIMS auto-screen 75% of resumes before a human ever sees them. Scan your resume free to see your match rate.

2026 Hot Skills & Resume Keywords

Skills that command salary premiums and pass ATS keyword filters.

Hottest 2026 Skills

These appear in the highest-paying Accountant listings.

CPAAdvisory servicesData analyticsAutomation toolsESG reporting

ATS Resume Keywords

Include these naturally throughout your resume.

CPAGAAPIFRSExcelQuickBooksSAPaudittaxreconciliationfinancial reporting
Career Outlook
+6% Growth Projected (2024-2034)

Accountant employment projected to grow 6% through 2034. CPA shortage driving competitive salaries, especially in public accounting.

Accountant Salary Breakdown — San Antonio

PeriodEntry (25th)Median (50th)Top (90th)
Annual$51,150$74,288$123,402
Monthly$4,263$6,191$10,284
Weekly$984$1,429$2,373
Hourly$25$36$59

Based on 2080 working hours/year. Local figures derived from BLS Occupational Employment and Wage Statistics national median ($79,880) adjusted for San Antonio's cost-of-living multiplier (0.93×, sourced from BEA Regional Price Parities).

Accountant Take-Home Pay in San Antonio

After federal, state and FICA taxes — single filer, standard deduction.

Net Annual Take-Home
$60,559.608
Per month$5,047
Biweekly paycheck$2,329
Effective tax rate18.5%

Tax Breakdown on $74,288

Gross salary$74,288
Federal income tax−$8,045.36
Texas state tax−$0
FICA (Social Security + Medicare)−$5,683.032
Take-home (net)$60,559.608

Estimates assume single filer, standard deduction ($14,600 for 2026), no 401(k)/HSA/dependents. Actual take-home varies with deductions, dependents, and benefits elections. Not tax advice.

Accountant Salary by Experience — San Antonio

Career-stage progression for Accountants in San Antonio.

ExperienceAnnual Salary
0–1 yr$47,058
2–3 yr$51,150
4–6 yr$74,400
7–10 yr$97,650
11–15 yr$115,227
15+ yr$110,526

Curve derived from BLS percentile data adjusted for San Antonio's 0.93× cost-of-living multiplier. Highlighted row = 7–10 year experienced level.

Year-Over-Year Trend

+410.0% vs 2025

2025 median:$14,566
2026 median:$74,288
Change:+$59,722

Finance sector growth driven by demand for CPA and Advisory services.

Is This A Good Salary?

Solid above median

Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income.

COL-Adjusted Purchasing Power
$81,635
Comfortable lifestyle with strong savings potential - the median paycheck stretches well above the national average here.

How to Negotiate Your Accountant Salary in San Antonio

Walk-away anchor: $66,329 (offers below this are below market for San Antonio).

Leverage Points

  • Bonus targets and historical payout percentages (ask for last 3 years actual)
  • Profit-share, carry, or AUM-linked compensation for senior roles
  • CFA, CPA, or Series licenses materially shift base compensation
  • Buyout of unvested deferred comp from your current employer

Beyond Base Salary, Negotiate

Guaranteed first-year bonus (especially in IB, PE, hedge funds)Sign-on / make-whole for forfeited deferred compCarried interest or profit-share at PE/HF/VC firmsCFA / Series exam fees and study time off401(k) match and deferred comp plan

What To Say

"I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor?"

Anchor on $98K–$123K for experienced roles, citing San Antonio market data and your specific CPA/Advisory services expertise.

Accountant Salary FAQ — San Antonio

What is the average Accountant salary in San Antonio, TX?
The average Accountant salary in San Antonio is $74,288 per year as of April 2026 — $6,191/month, $1,429/week, or about $36/hour. Salaries range from $51,150 (entry, 25th percentile) up to $123,402 (experienced, 90th percentile). Source: BLS Occupational Employment and Wage Statistics adjusted for San Antonio's cost-of-living multiplier (0.93×).
Is $74,288 a good Accountant salary in San Antonio?
Solid above median. Real purchasing power lands comfortably above the national middle-class threshold once cost of living is factored in. Homeownership and meaningful retirement savings are achievable on a single income. San Antonio's cost-of-living index is 91 (vs 100 nationally), giving $74,288 a real purchasing power of approximately $81,635 in national terms. Comfortable lifestyle with strong savings potential - the median paycheck stretches well above the national average here.
Can you live on $74,288 in San Antonio?
Median local pay typically supports a single-earner family of four with a starter home, modest college savings, and standard healthcare costs covered. Stay under 25% of pre-tax income on rent. In this market, that is realistic on most professional salaries and leaves room for retirement contributions. For San Antonio specifically (median home price $295,000), a $74,288 salary supports a comfortable lifestyle.
Is $74,288 enough for a single person in San Antonio?
A single adult in San Antonio typically needs ~$40,950 for a comfortable lifestyle (housing, food, transport, healthcare, modest savings). A $74,288 salary is well above that threshold — a single person can live comfortably with significant savings room.
Is $74,288 enough for a couple in San Antonio?
A couple (one earner) in San Antonio typically needs ~$65,520 for a comfortable lifestyle. A $74,288 salary as the sole household income is sufficient — enabling moderate housing, savings, and discretionary spending. Two earners at $74,288 each ($148,576 household) provides solid middle-class comfort.
Is $74,288 enough for a family of 4 in San Antonio?
A family of 4 (one earner) in San Antonio typically needs ~$100,100 for a comfortable middle-class lifestyle (housing for 4, childcare/school, food, healthcare, transport, savings). A $74,288 salary as the sole household income is below the comfortable threshold — most families need a second income or to live in cheaper suburbs/exurbs of San Antonio. Childcare costs in San Antonio typically run $14K-$25K per child per year.
What is the take-home pay for a Accountant in San Antonio?
On a $74,288 Accountant salary in San Antonio, TX, you take home approximately $60,559.608 per year ($5,047/month, $2,329 per biweekly paycheck) after taxes. Breakdown: federal $8,045.36, state $0, FICA $5,683.032. Effective tax rate: 18.5%. (Single filer, standard deduction, no other adjustments.)
How much do Accountants in San Antonio earn compared to the US average?
Accountants in San Antonio earn approximately 7% less than the US national median for this role ($79,880 nationally vs $74,288 in San Antonio). However, San Antonio's cost-of-living index of 91 means real purchasing power is approximately $81,635 when adjusted for local prices.
What does an entry-level Accountant earn in San Antonio?
Entry-level Accountants in San Antonio typically start at around $51,150 (0–2 years experience). With 5+ years, Accountants earn $97,650 or more. Top earners (90th percentile) reach $123,402+, typically at senior or lead levels with specialized skills.
Did Accountant salaries in San Antonio increase in 2026?
Yes — Accountant salaries in San Antonio grew approximately 410.0% year-over-year, from $14,566 in 2025 to $74,288 in 2026 (+$59,722). This reflects the broader Finance sector's compensation trend, driven by CPA and Advisory services demand.
What's the job outlook for Accountants in San Antonio?
Accountant employment projected to grow 6% through 2034. CPA shortage driving competitive salaries, especially in public accounting. San Antonio's top industries include Military/Defense, Healthcare, Tourism, and the metro's current unemployment rate is 4.2% — steady demand for skilled workers.
What skills are most in demand for Accountants in 2026?
The hottest 2026 skills for Accountants are: CPA, Advisory services, Data analytics, Automation tools, ESG reporting. ATS systems specifically scan for these keywords. Adding them to your resume — naturally and in context — significantly improves your match rate with employers in San Antonio.
Who are the top employers hiring Accountants in San Antonio?
Top employers hiring Accountants in or near San Antonio include: Big Four (Deloitte, PwC, EY, KPMG), Berkshire Hathaway, JPMorgan, Goldman Sachs, Mid-tier firms (BDO, RSM). Most use ATS software (Workday, Greenhouse, Taleo, iCIMS) to screen resumes — meaning your resume must be ATS-optimized to even get a human reader.
How do I negotiate a higher Accountant salary in San Antonio?
I'm walking away from $X in unvested deferred compensation if I leave now. Can we structure the offer with a sign-on that makes me whole, plus a guaranteed first-year bonus floor? Key leverage points for Finance negotiations: Bonus targets and historical payout percentages (ask for last 3 years actual); Profit-share, carry, or AUM-linked compensation for senior roles; CFA, CPA, or Series licenses materially shift base compensation. Beyond base salary, negotiate for: Guaranteed first-year bonus (especially in IB, PE, hedge funds), Sign-on / make-whole for forfeited deferred comp, Carried interest or profit-share at PE/HF/VC firms, CFA / Series exam fees and study time off.
How can I increase my Accountant salary in San Antonio?
Three highest-leverage moves: (1) Add 2026's hot skills (CPA, Advisory services, Data analytics) — they command 15-30% premiums. (2) Get a recognized certification (e.g., CPA or CMA). (3) Tailor your resume to each role's keywords — CVCraft's ATS scanner shows you exactly what's missing.
What education do I need to become a Accountant in San Antonio?
Bachelor's degree in accounting; 150 credit hours for CPA is the typical path. However, San Antonio's competitive market increasingly values demonstrable skills, portfolios, and certifications alongside (or in place of) traditional degrees — particularly for Finance roles.

Methodology & Sources

Accountant salary figures for San Antonio are computed by adjusting the BLS national median ($79,880) by San Antonio's cost-of-living multiplier of 0.93× — a composite of regional wage data and price parities. Year-over-year change (410.0%) reflects the Finance sector's 2025-2026 wage growth per BLS Employment Cost Index trends. Last reviewed April 28, 2026.

Data Sources

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Accountant Salary in Other Cities

Houston, TX$84KDallas, TX$84KAustin, TX$92KJacksonville, FL$73KFort Worth, TX$81KColumbus, OH$77KIndianapolis, IN$74KEl Paso, TX$68K

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